Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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Where to Put Your Savings Before Rate Cuts Hit
Savers can still access higher savings rates. However, with a rate cut looming, you have a tighter window to capitalize.
By Sean Jackson
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in September?
Is a long-term or short-term CD better to open before the Fed's next meeting? Here's what you need to know.
By Erin Bendig
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Where to Move Your Money Before the Next Fed Meeting
Savings rates remain high for now. But with the Fed likely to cut rates at its September meeting, it's time for savers to lock in rates now.
By Donna LeValley
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Seven of the Best Budgeting Apps for 2025
If you're searching for a great budgeting app, here are our top picks.
By Ella Vincent
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My Savings Strategy To Generate Sizable Gains Amid Rate Cuts
The Fed meets next week and will likely cut rates. Learn how savers can stay ahead of the game even with lower returns.
By Sean Jackson
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Boost Your Retirement Savings in Your 50s with These Six Moves
If you want to supercharge your nest egg in the run-up to retirement, follow these strategies.
By Donna Fuscaldo
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You'll Kick Yourself in the Fall if You Don't Make This Savings Move Now
The Fed meets next week and is likely to make its first rate cut of the year. Does a long-term CD provide enough of a return to weather this cut?
By Sean Jackson
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529 Funds and a Roth IRA: How to Use One to Jumpstart the Other
Want to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
By Erin Bendig
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson
Savings