How Average Is Your Net Worth?

Find out where you stand at your age compared to the average American. This adviser also shares his insights on the numbers.

A piece of paper with a question mark on it on top of some cash.
(Image credit: Getty Images)

If you have read my articles for a while, you would know I am a big fan of studies that give a perspective of where the average American stands financially. Now, let me be clear: I wouldn’t use these as a basis for a financial plan by any stretch of the imagination. These studies don’t mean people are in a good or bad financial situation. Plus, they include a large contingent that lives below or at the poverty line.

However, why I like these studies is twofold. First, finances are still taboo to talk about. Thus, most people have no sense of where they stand compared to their peers. You see your neighbor, who seemingly has the same income as you, driving nicer cars and going on more vacations. Perhaps they are living above their means. Second, seeing where others stand can serve as a motivator if you are below average. No one likes to be below average — unless we’re talking about our weight — and generally, I like putting these things out there to serve as a litmus test of sorts.

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Swipe to scroll horizontally
75th Percentile Net Worth by Age
Age Range75th Percentile Net Worth
Under 35$153,000
55-64$1.122 million
65-74$1.176 million
75 and up$975,000
Swipe to scroll horizontally
90th Percentile Net Worth by Age
Age Range90th Percentile Net Worth
Under 35$372,000
35-44$1.05 million
45-54$1.974 million
55-64$2.961 million
65-74$2.997 million
75 and up$2.699 million

This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Andrew Rosen, CFP®, CEP
President, Partner and Financial Adviser, Diversified, LLC

In March 2010, Andrew Rosen joined Diversified, bringing with him nine years of financial industry experience.  As a financial planner, Andrew forges lifelong relationships with clients, coaching them through all stages of life. He has obtained his Series 6, 7 and 63, along with property/casualty and health/life insurance licenses.