Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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These Eight States Have the Most Expensive Home Insurance in 2025
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
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10 States with the Cheapest Home Insurance in 2025
Homeowners in these 10 states pay at least $1,100 less than the national average for home insurance.
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How to Protect Your Home From Keyless Break-ins
While smart locks enhance home security, skilled intruders may bypass them. Here's how to strengthen your defenses.
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10 Things You Need to Know About Health Savings Accounts
insurance If you don’t have many medical expenses now, in the long term you’ll be able to benefit even more from the tax advantages of an HSA.
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Are You an Auto Theft Target? Discover the Clues
Thieves seized more than 850,000 cars last year. See which models, states and behaviors draw the eyes of opportunists.
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You Retired and Stopped Commuting. How Do You Lower Car Insurance Costs Now?
Retiring usually means cutting out that daily commute which could make you less risky to insure. Does that mean your car insurance costs will drop? Here's what you need to know.
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What Is the 80% Rule in Home Insurance?
Make sure your home isn't underinsured by following the 80% rule in home insurance. Here's what you need to know.
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Should You Get Home or Car Insurance Through Costco?
Costco car and home insurance policies offer many perks for Costco members, including discounts and extra coverage options for more protection.
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Why Does It Take Insurers So Darn Long to Pay Claims?
The process of verification, investigation and cost assessment after a loss is complex and goes beyond simply cutting a check.
