Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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Should You Use Buy Now, Pay Later Options to Finance Your Vacation?
Many travel companies are letting users pay in installments. But is "buy now, pay later" a smart financial decision?
By Becca van Sambeck
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15 Reasons You'll Regret an RV in Retirement
Making Your Money Last Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt
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16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
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5 Smart Things to Do With Your Year-End Bonus
After you indulge your urge to splurge on a treat, consider doing adult things with the extra cash, like paying down debt, but also setting up a "fun fund."
By Kelli Kiemle, AIF®
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Best Cash Back Credit Cards of 2025
Credit Cards If you're searching for a credit card that rewards you for everyday purchases, we've chosen the best.
By Sean Jackson
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?
The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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How Do You Pay off Credit Card Debt?
Making Your Money Last Pay off credit card debt with these tried-and-true strategies.
By Ellen B. Kennedy
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Earn a $750 Bonus Offer with the Capital One Venture Rewards Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $750.
By Ellen B. Kennedy
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How Much Would a $50,000 HELOC Cost Per Month?
Thinking about tapping your home’s equity? Here’s what a $50,000 HELOC might cost you each month based on current rates.
By Paige Cerulli
