Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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How Do You Pay off Credit Card Debt?
Making Your Money Last Pay off credit card debt with these tried-and-true strategies.
By Ellen B. Kennedy
Making Your Money Last -

Earn a $750 Bonus Offer with the Capital One Venture Rewards Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $750.
By Ellen B. Kennedy
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How Much Would a $50,000 HELOC Cost Per Month?
Thinking about tapping your home’s equity? Here’s what a $50,000 HELOC might cost you each month based on current rates.
By Paige Cerulli
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Should You Tap Your Home Equity Before 2026?
As borrowing rates and tax law shifts converge, here's what homeowners need to know before pulling equity out of their home.
By Choncé Maddox
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When an Extended Car Warranty is Worth It — and When it's Not
Got the "we're trying to reach you about your car's extended warranty" call? Here's what you need to know before buying.
By Rachael Green
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I'm 61 and need $50,000 for home repairs. Should I borrow, given today's rates, or take a withdrawal from my $950,000 401(k)?
We asked financial experts for advice.
By Maurie Backman
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Credit Score News Could Help First-Time Homebuyers
Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's VantageScore, owned by the three major credit bureaus.
By Ella Vincent
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Best Rewards Credit Cards of 2025
The best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are our top picks.
By Sean Jackson
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A New Kind of HELOC Lets Homeowners Fund Remodels on Their Terms
Finance home upgrades gradually, using the equity you already have.
By Carla Ayers
