Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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What to Expect When Applying for a Mortgage Loan
real estate Before you can apply for a mortgage loan and buy your dream home, there's a good bit of preparation to be done.
By Erin Bendig
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Best Cash Back Credit Cards
Credit Cards If you're searching for a credit card that rewards you for everyday purchases, we've chosen the best.
By Sean Jackson
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Best Rewards Credit Cards
The best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are Kiplinger's top picks.
By Sean Jackson
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Which American Express Credit Card is Right for You?
These three American Express cards offer different perks, perfect for the avid traveler, foodie and more.
By Ellen B. Kennedy
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Earn a $1,000 Bonus Offer with this Capital One Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $1,000.
By Ellen B. Kennedy
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What Is a Good Credit Score?
Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.
By Ellen B. Kennedy
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6 Financially Savvy Power Moves for Women in 2026
Don't let the day-to-day get in the way of long-term financial planning. Here's how to get organized — including a reminder to dream big about your future.
By Mary Ware, CFP®, CIMA®, CDFA®
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What to Watch for When Refinancing Your Home Mortgage
A smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and choose the right loan for your goals.
By Paige Cerulli
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How a Home Equity Line of Credit (HELOC) Works
You can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.
By Emma Patch
