Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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How Strategic Debt Can Help You Build WealthDebt can be a tool for long-term financial well-being. Loans for education, business expansion or high-interest consolidation can help you build wealth.
By David Kimball
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Dave Ramsey Calls Out These 5 Money Mistakes. Are You Guilty?Debt doesn't happen overnight. Dave Ramsey points to several common habits that can make it harder to get ahead financially.
By Sean Jackson
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Borrowing Against Your Portfolio: When It Makes SenseA securities-based line of credit can provide access to cash without requiring you to sell eligible investments. These are the opportunities and risks.
By Rich Guerrini
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Equifax Agrees to $100 Million Settlement Over Credit Score Error: Are You Eligible for a Payment?About 4 million people could be eligible for payments after a coding error allegedly caused Equifax to send inaccurate credit scores to lenders.
By Carla Ayers
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5 Essential Steps Before Signing Private Student LoansMany families will be turning to private student loans to pay the fall tuition bill. Use this checklist to make sure you're getting exactly what you need.Srav
By Sravani Atluri
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10 Things You Should Know About Tapping Home EquityMaking the roof over your head money in your pocket.
By David Rodeck
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How to Avoid 401(k) Hardship WithdrawalsDon't beat yourself up if you've taken a hardship withdrawal from your 401(k). Here's how you can avoid it in the future.
By Sophie Benander, CRPS®, MBA
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Think Twice Before Getting a Credit Card Cash AdvanceA credit card cash advance can be a quick solution when you need emergency help with money. But you'll pay for the convenience with high interest and fees.
By Ella Vincent
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Student Loan Tax Traps to Avoid in 2026Student Loans Student loan policy and some key tax rules have changed in recent years. Here's what you need to know.
By Kelley R. Taylor
Student Loans
