Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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Best 529 Plans of 2025
Check out the best 529 plans of 2025 and find the best plan for your child or grandchild’s college savings.
By Erin Bendig Last updated
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Market Fees Could Be Costing You — Here’s How to Avoid Them
Some money market accounts charge more than they earn. Here's how to spot costly fees and choose smarter savings options.
By Jacob Wolinsky Published
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Use the 529 Grandparent Loophole To Maximize College Savings
Use the 529 grandparent loophole to fund a grandchild’s education without impacting their financial aid eligibility.
By Erin Bendig Last updated
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The 401(k) Mistake That Could Cost You Millions in Retirement Savings
Thinking about reducing your 401(K) contributions? Here are six reasons why you might want to reconsider.
By Donna Fuscaldo Last updated
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70 Valuable Things You Can Get for Free
savings Only one thing beats getting a good price on something, and that’s getting it for free.
By Bob Niedt Last updated
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These 5 Rules Separate the Rich From Everyone Else
From ownership to mindset, these core principles help explain why some people build lasting wealth and others stay stuck.
By Zina Zumok Published
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Retirees, Make These Financial Moves Before the Fed Cuts Rates
The Fed will likely reduce interest rates in mid-September. Financial experts explain where retirees should invest now to boost retirement funds.
By Maurie Backman Published
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD vs. high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson Last updated
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I’ve Got $50,000 Burning A Hole in My Pocket. Where Do I Park It When the Fed Cuts Rates So I Don’t Lose Ground?
Why a mix of CDs can protect $50,000 from shrinking yields.
By Sean Jackson Published