Features
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Ask the Editor: Questions on Medicare Premiums and IRMAA
Ask the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on monthly Medicare premiums, IRAA and tax-deductible medical expenses.
By Joy Taylor
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Modern Scams are Getting Harder to Spot. Here's What to Do
Bad-faith actors use social media and AI to create targeted messaging scams. Learn their tricks and how to keep yourself from becoming a victim.
By Sean Jackson
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How Retirees in the 2% Club Can Reduce Their Lifetime Taxes
Retirees with a pension and significant savings can use this strategy to lower taxes, avoid penalties like IRMAA and gain more control over retirement income.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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5 Simple Steps to Financial Power for Every Woman
Despite our growing economic power, women still face a confidence and savings gap. We can fix that by taking steps that secure our financial independence.
By Nicole Romito, CFP®, CDFA™
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This Is How a QTIP Trust Protects Your Kids' Inheritance
If you have a blended family, this estate planning tool can provide for your surviving spouse while passing assets to your children from a previous marriage.
By Mike Palmer, CFP®
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How Year-Round Tax Planning Can Reduce Tax Season Stress
Meeting tax deadlines is crucial, but good year-round habits — including making use of workplace benefits — can help lower your tax bill and your stress levels.
By Kate Winget
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The Best Family Finance Advice of All Time
Investing greats, renowned economists, top advisers and other experts share their favorite family finance wisdom, both given and received.
By Ellen Chang
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What's My Social Security Full Retirement Age?
The year you were born determines when you become eligible for your Social Security full retirement age benefit (FRA). Use our calculator to determine your FRA.
By Jackie Stewart
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Which Airlines Have the Most Legroom — and Which Have the Least?
Care about legroom? This list ranks major airlines by legroom and tells you which of their fleet is the roomiest.
By Donna LeValley
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Why Billionaires Like Elon Musk and Mark Zuckerberg Borrow Instead of Paying Cash for Homes
Some of the wealthiest Americans opt for mortgages as a strategic way to preserve liquidity, leverage investments and reduce tax exposure.
By Laura Gariepy
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If You'd Put $1,000 Into Bank of America Stock 20 Years Ago, Here's What You'd Have Today
Bank of America stock has been a massive buy-and-hold bust.
By Dan Burrows
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What 401(k) Savers Near Retirement Can Do Amid Market Volatility
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k).
By Donna Fuscaldo
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Kiplinger Energy Outlook: War in Iran Spells Higher Gas Prices in the US
Economic Forecasts The loss of roughly a tenth of the world’s oil supply is already raising prices at the gas pump, with more increases to come.
By Jim Patterson
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The Average IRA Balance by Age and Generation
You may have a higher IRA balance than your peers at the end of 2025 if you made smart decisions all the way back in 2022. Here's how to do it again.
By Adam Shell
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How to Decide Between a Money Market Account vs High-Yield Savings Account
Debating on where to save your money? Two options include a high-yield savings account or a money market account. Discover which option offers you the right fit.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates: March 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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Best High-Yield Savings Accounts March 2026 — Earn 4.20%
High-yield savings account options Kiplinger has found that offer rates up to 4.20%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Is It Worth Getting a High-Yield Savings Account Before the Fed Meeting?
The Fed is unlikely to cut rates at its March meeting, giving savers more time to capitalize on higher rates.
By Sean Jackson
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Earn Up to $700 With Marriott Bonvoy Cards From Amex
Get up to 200,000 bonus points with Marriott Bonvoy cards from American Express, plus a free night.
By Sean Jackson
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Afraid to Dip Into Your Savings? 8 Guilt-Free Ways to Finally Enjoy Your Retirement
Stop worrying about the balance. From legacy gifts to bucket list travel, here are 8 ways to spend your retirement savings without the guilt.
By Donna Fuscaldo
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Who Needs a Trust and Who Doesn't? A Financial Pro Explains
Knowing the differences between a revocable trust and an irrevocable trust can help you decide if you need one and, if you do, which kind.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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The Easiest Asset Allocation Rule
The easiest asset allocation rule is a quick calculation that helps determine how much of your portfolio is in stocks or in bonds. Here's how it works.
By Coryanne Hicks
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5 Best Commodity ETFs to Buy Now
ETFs Commodity ETFs provide exposure to broad baskets of raw materials, including crude oil, via futures contracts. But relative complexity comes with higher fees.
By Tony Dong, MSc
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We're Retired but My Wife Keeps Shopping. Am I Being Cheap, or Are We Going Broke?
We asked wealth planners how to protect a nest egg when one spouse is a spendthrift.
By Donna Fuscaldo
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These 3 States Might End Property Taxes: What Homeowners Should Know
Your Home High property taxes are squeezing homeowners’ wallets, and some states are crafting plans to eliminate them. But is eliminating property tax really a good idea?
By Roxanne Bland
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Is Costco Still Worth It After Your Kids Move Out?
Now that you're only shopping for two, is it time to cancel your Costco membership? We did the math.
By Rachael Green
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5 Tax-Efficient ETFs to Diversify Your Portfolio
Exchange-traded funds are generally less onerous tax-wise than mutual funds, but these tax-efficient ETFs stand apart.
By Tony Dong, MSc
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Is That Really Your Grandkid Calling, or Scammers Using AI?
AI has given fraudsters new tools that make it even easier to identify vulnerable retirees and steal their money. What can you do to stay safe?
By Chris Dixon, RFC®
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You May Still Be Able to Defer Your 2025 Capital Gains
People who realized a capital gain in 2025 can still use Qualified Opportunity Fund tax incentives to defer it, even if they've already filed their taxes.
By Michael Kelley
