Six Ways to Prepare for Widowhood and Protect the Surviving Spouse

No one wants to have to plan for losing their spouse, but having plans in place and knowing what to do when the time comes can alleviate at least some of the stress.

An older couple look serious as they look at a tablet together over breakfast.
(Image credit: Getty Images)

One of the most difficult aspects of retirement planning for many married couples is discussing what life might look like when one of them passes and the other is left alone.

Loving couples, of course, prefer to focus on how they’ll spend their retirement together — enjoying their homes, their hobbies, their families and friends. But failing to plan for the death of a spouse and how it might affect the survivor — emotionally, physically and financially — could have serious consequences.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Tyler Hill, Investment Adviser Representative
Freedom Financial Group

Tyler Hill is an Investment Adviser Representative at Freedom Financial Group . She earned a bachelor’s degree in finance at Auburn University and has passed the Series 65 securities exam; she also holds a life and health insurance license. Tyler has more than a decade of experience in financial services and has been an Investment Adviser Representative for the past three years. She brings her retirement planning skills to work every day, building strategies for client families and helping them stay on track with their goals.