Not Confident About Retirement Despite Financial Success?

You’re not alone. Uncertainty related to interest rates, government debt, long-term care and market volatility is making everyone uneasy. What can you do about it?

A couple look at paperwork held by a financial adviser at her desk in her office.
(Image credit: Getty Images)

Many Americans think they will never retire because they fear they haven’t saved enough. But let’s suppose you are not the average American wage earner or saver.

Let’s assume that, like many people who read this publication, you’re financially successful. You’ve been a hard worker and diligent saver all your professional life, and you deserve a fulfilling retirement. You have planned well for it and want to maximize it.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Barry H. Spencer, Registered Investment Adviser
Co-founder, Wealth With No Regrets

Barry H. Spencer ( is a financial educator, author, speaker, industry thought leader, financial advisor, retirement planner and wealth manager who has appeared in Forbes, Kiplinger and other publications. He has also appeared on affiliates of NBC, ABC and CBS and was interviewed by Kevin Harrington, an original panelist on ABC’s hit show “Shark Tank.” Spencer’s latest books include “Build Wealth Like a Shark,” “The Secret of Wealth With No Regrets” and “Retire Abundantly.”