Three Ways to Protect Your Retirement From Sequence of Returns Risk

Retiring in a down market doesn’t have to ravage your retirement, but safeguarding your savings requires planning well in advance.

A piggy bank is wrapped in bubble wrap.
(Image credit: Getty Images)

Have you ever been forced to sell investments in a down market? If so, then you know it’s not a great feeling — and it’s probably something you’d like to avoid in the future.

Taking withdrawals during a market downturn can have a lasting impact on the longevity of your nest egg — especially if that downturn occurs early in your retirement. This is why preparing for sequence of returns risk, or sequence risk, should be a critical part of your retirement plan.

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David McGill
President, Comprehensive Financial Consultants

David McGill is president of Comprehensive Financial Consultants, which he founded in 1998. He is an Accredited Investment Fiduciary (AIF®) and a financial professional who can offer both investment advice and insurance products. McGill has passed the Series 7, 24, 63 and 65 securities exams and has life, health and annuity insurance licenses.