Are banks open on July 4th in 2025? That's a question plenty of folks are asking just ahead of the holiday that commemorates the adoption of the Declaration of Independence in 1776. The answer is no, banks are not open on Friday, July 4.
Many folks will choose to spend the holiday celebrating with family and friends. Those traveling by car to watch Fourth of July fireworks will want to check out these top gas-saving tips that really work.
Others might prefer to take a few minutes reviewing their financial health as we kick off the second half of the year. This can include answering these three questions to see if you're really ready to retire this year.
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Folks can also create an estate-planning checklist. "Most people believe that once they've set up a will or living trust, their estate plan is complete. But here's the truth: Legal documents alone don't tell the full story," writes Eric W. Bond, president and founder of Octave Wealth Management in "From Wills to Wishes: An Expert Guide to Your Estate Planning Playbook."
As for the Fourth of July, bankers are not the only ones who get to enjoy a late-week break. For those wondering "is the stock market open on July 4th," the answer to that is no. The Fourth of July is one of many stock market holidays in 2025. Bond traders also get the day off.
Anyone curious about what time does the market open for regular trading hours, both the Nasdaq Stock Market and the New York Stock Exchange (NYSE) are open from 9:30 am to 4:00 pm Eastern time Monday through Friday.
Below, we feature a full schedule of all U.S. bank holidays for 2025.
2025 bank holidays
Date | Day | Holiday |
January 1 | Wednesday | New Year's Day |
January 20 | Monday | Martin Luther King, Jr. Day |
February 17 | Monday | Presidents' Day/Washington's Birthday |
May 26 | Monday | Memorial Day |
June 19 | Thursday | Juneteenth National Independence Day |
July 4 | Friday | Independence Day |
September 1 | Monday | Labor Day |
October 13 | Monday | Columbus Day/Indigenous Peoples' Day |
November 11 | Tuesday | Veterans Day |
November 27 | Thursday | Thanksgiving Day |
December 25 | Thursday | Christmas Day |
* This is the recommended bank market holiday schedule from the Federal Reserve. This schedule is subject to change.
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