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The Best Travel Rewards Credit Cards for You
credit cards Business road warriors and leisure travelers can use travel rewards credit cards to turn miles logged into other things — including more travel.
By Lisa Gerstner • Last updated
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The EV Charger Federal Tax Credit is Back
Tax Breaks The EV charger federal tax credit is back with a few key changes to know.
By Kelley R. Taylor • Last updated
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What Are the Income Tax Brackets for 2022 vs. 2023?
tax brackets Depending on your taxable income, you can end up in one of seven different federal income tax brackets.
By Rocky Mengle • Last updated
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What's the Standard Deduction for 2022 vs. 2023?
Tax Breaks Most Americans claim the standard deduction on their federal tax return instead of itemized deductions. How much can you claim on your 2022 and 2023 returns?
By Rocky Mengle • Last updated
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Recession-Proof Stocks: Best Stocks to Buy During a Recession
stocks The U.S. might not be in a recession at the moment, but expectations are high that one could hit in 2023. These are the best recession-proof stocks for investors to consider.
By Will Ashworth • Last updated
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When Is the Next Fed Meeting?
Investors, savers and consumers can expect another interest rate hike at the next Fed meeting.
By Dan Burrows • Last updated
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Different Approach to Financial Planning Addresses ‘the Missing Middle’
Nontraditional financial planning model allows you to pay for the expenses you incur between now and retirement — the middle of your life — without losing the ability to build wealth.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) • Published
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Thinking of Starting a Business? Tips for Avoiding Failure
Two experts offer some advice on what not to do if you want to succeed (rather than sink) as a small-business owner.
By H. Dennis Beaver, Esq. • Published
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Interest Rates Outlook: The Fed Gives Some Clarity on Rate Hike Intentions
Economic Forecasts Signs of a slowing economy and easing inflation are key to the interest rates outlook.
By David Payne • Last updated
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Best Business Credit Cards of February 2023
Credit Cards Small business credit cards can be great tools to earn hundreds of dollars of rewards.
By Lisa Gerstner • Last updated
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The Best Balance Transfer Credit Cards of February 2023
Balance transfer credit cards have the power to drastically cut your payments with 0% APR. But there’s a cost, and rules to follow.
By Lisa Gerstner • Last updated
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Best Student Credit Cards February 2023
Students can get hundreds of dollars in cash back while they build credit with these offers from popular issuers.
By Lisa Gerstner • Last updated
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Best Cash Back Credit Cards February 2023
Smart Buying Looking for the credit card that pays the most cash back? These lenders may pay hundreds of dollars, with minimum hassle.
By Lisa Gerstner • Last updated
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A Retirement Income Distribution Plan Is as Critical as Saving
Designing a strategy to efficiently use your retirement savings is a critical step on your retirement planning journey to maximize your income and ensure a long-lasting retirement.
By Bradley Rosen • Published
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The Markets Were Miserable Last Year, But That’s Great News
It’s all about perspective. Hopefully, you learned that your financial plan can withstand market downturns. If not, now you know you need to make adjustments.
By Andrew Rosen, CFP®, CEP • Published
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Best AI Stocks to Buy: Smart Artificial Intelligence Investments
tech stocks AI stocks have been bloodied up in recent months, but the technology's relentlessly growing importance should see the sun shine on them again.
By Tom Taulli • Published
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IRS Form 1099-K: Why You Might Not Get One From Venmo, PayPal, or Cash App For 2022
The IRS 1099-K $600 reporting threshold involving payment networks like Venmo, PayPal, Amazon, Square, and Cash App is on hold.
By Kelley R. Taylor • Last updated
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Curious About a QLAC? SECURE 2.0 Act Gives This Annuity a Boost
New legislation raises the amount you can transfer from your rollover IRA to a qualifying longevity annuity contract (QLAC), reducing RMDs and increasing guaranteed lifetime income.
By Jerry Golden, Investment Adviser Representative • Published
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Need an Estate Planning Checkup? Now Is the Perfect Time
An appointment with your estate planning attorney can address any holes that have developed and ensure everything is in place.
By Jack R. Hales Jr., J.D. • Published
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How to Create Retirement Income That’s Driven by Cash Flow
Using a combination of dividends and structured notes in your retirement portfolio can offer liquidity, income and risk mitigation.
By Kyle Hammerschmidt, Investment Adviser • Published
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Gaining More Certainty in Your Retirement Income Plan
Relying on market performance to close the gap in your retirement income could let you down, but a CD ladder and fixed annuities could provide some certainty.
By Cole Czajkoski, Investment Adviser Representative • Published
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Considering a 1031 Exchange? The Rules You Need to Know
Taxes are an inevitable part of investing in real estate. You can, however, defer or avoid paying capital gains taxes by following some simple rules of a 1031 exchange. Yes, you read that correctly!
By Daniel Goodwin • Published
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Business Spending Outlook: Hints of Slowing
Economic Forecasts Since peaking last summer, spending by businesses has been slipping on recession fears.
By David Payne • Last updated
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Could ChatGPT and AI Change Delivery of Legal Services?
Two attorneys weigh in on whether artificial intelligence could become a legitimate (and trustworthy) way to get legal help in the future.
By H. Dennis Beaver, Esq. • Published
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Pension Lump Sum Option vs. Annuity Payment: Which Is Better?
retirement Lump sum vs. annuity payments? Single-life benefits vs. joint-and-survivor benefits? Finding the right answer for you could come down to control.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) • Last updated
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Financial Wellness Is Self-Care: 3 Steps to Help Improve Yours
Many people resolve in the new year to get healthier. Taking charge of your financial wellness can help improve your physical health by lowering your anxiety about money issues.
By Kara Duckworth, CFP®, CDFA® • Published
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GDP Growth at the End of 2022 Will Not Last
Economic Forecasts Don’t put too much stock in the economy’s positive showing for the third and fourth quarters of last year.
By David Payne • Last updated
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Why You Need Renters' Insurance
Renters' insurance is surprisingly affordable, and it can save you a lot of money if you need to make a claim.
By Emma Patch • Published
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Electric Heat vs Gas Heat: Which is Cheaper?
Electric Heat vs Gas Heat: Which is Cheaper? Your choice could have a big impact on your winter bills.
By Ben Demers • Last updated