Lisa Gerstner

Lisa Gerstner

Contributing Editor, Kiplinger's Personal Finance

Lisa has spent more than a decade with Kiplinger’s Personal Finance magazine, heading up the magazine’s annual rankings of the best banks and rewards credit cards and writing about other topics ranging from retirement to health care to money concerns for millennials. She has appeared as a guest with the TODAY Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation and has been quoted in the New York Times. Lisa graduated from Ball State University with a degree in magazine journalism and history and received the school’s “Graduate of the Last Decade” award in 2014.

Your Guide to Open Enrollment
Photo of the Pearson family
health insurance

Your Guide to Open Enrollment

Your options may look a little different this fall. Meanwhile, the cost of coverage continues to climb.
October 1, 2020
Skip the Fees on Savings Transfers
banking

Skip the Fees on Savings Transfers

But banks are not required to lift the limits or stop charging fees for excessive transactions.
September 29, 2020
How to Catch a Rock-Bottom Rate
Buying & Leasing a Car

How to Catch a Rock-Bottom Rate

Rates on everything from home mortgages to car loans are at record lows. We’ll tell you how to qualify for the best rates.
August 27, 2020
Give Your Credit a Boost
Coronavirus and Your Money

Give Your Credit a Boost

When times get tough, your credit profile could take a hit. Here’s how to keep it in shape.
August 27, 2020
Stay on Course With Student Loans
Paying for College

Stay on Course With Student Loans

You may be eligible for deferment if you receive unemployment benefits or are unable to find a full-time job.
August 27, 2020
Snag a New Account Bonus
Basics

Snag a New Account Bonus

But choose an account that makes sense for the long run.
August 19, 2020
5 Great Places to Buy a Vacation Home
buying a home

5 Great Places to Buy a Vacation Home

With remote work on the rise, more people are looking for a permanent getaway.
July 30, 2020
Timely Reasons to Buy a Vacation Home
Smart Buying

Timely Reasons to Buy a Vacation Home

With remote work on the rise, more people are looking for a permanent getaway.
July 30, 2020
Rewards for Cell-Phone Customers
Smart Buying

Rewards for Cell-Phone Customers

Some major cell-phone companies offer options worth checking out.
July 22, 2020
10 Ways to Save On Your Cell Phone Plan
family savings

10 Ways to Save On Your Cell Phone Plan

We’ve rounded up 10 techniques to cut expenses on both your cell phone plan and your device.
July 20, 2020
Know Why Your Credit Score Changes: 9 Money Moves to Consider
credit & debt

Know Why Your Credit Score Changes: 9 Money Moves to Consider

Your credit score is a key indicator of your financial well-being and of the risk you pose to lenders. How good is yours?
July 10, 2020
HSAs Get Even Better
Financial Planning

HSAs Get Even Better

A health savings account is a powerful, tax-advantaged tool to cover out-of-pocket medical expenses and a smart way to save for medical expenses in re…
July 3, 2020
The Best Bank for You, 2020
banking

The Best Bank for You, 2020

We've identified the banks and credit unions that offer the best combination of high rates, low fees and a customer-friendly focus.
June 25, 2020
Find the Best Money Market for You
money market accounts

Find the Best Money Market for You

Whether you choose a money market fund or account largely depends on the money's purpose.
June 24, 2020
Finding Affordable Health Care Now
insurance

Finding Affordable Health Care Now

The pandemic has caused millions of people to lose their jobs — and their health coverage. Here’s a guide to finding affordable insurance.
June 4, 2020
When Savings Bonds Make Sense
credit & debt

When Savings Bonds Make Sense

Series I savings bonds are safe options, but don’t go all in.
June 3, 2020
10 Best Financial Benefits for Military Families
savings

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter.
May 22, 2020
How One Woman Became a 401(k) Millionaire
retirement

How One Woman Became a 401(k) Millionaire

Saving early and implementing a smart investing strategy helped Alison Sowell make big gains over time.
May 12, 2020
Get Help With Your Bills
credit & debt

Get Help With Your Bills

Many lenders are offering breaks to borrowers hit by the coronavirus-fueled crisis.
May 7, 2020
Are Your Bank Deposits Insured?
credit & debt

Are Your Bank Deposits Insured?

As long as your financial institution is federally insured, your deposits are protected — up to certain limits.
May 7, 2020
The Best Rewards Credit Cards for You, 2020
Reward card used for a sale on the computer (credit card is a fabricated mock up)
credit & debt

The Best Rewards Credit Cards for You, 2020

Our top picks offer cash back or points you can use to buy groceries and other everyday items -- or add to your rainy-day fund.
May 1, 2020
3 Great Low-Rate Credit Cards
Closeup image of a woman holding and showing credit cards
credit & debt

3 Great Low-Rate Credit Cards

If you're focused on finding a card with a minimal interest rate rather than one with stellar rewards, here are top contenders.
April 30, 2020
Strategies for CD Savers
credit & debt

Strategies for CD Savers

Shades of 2008: Certificates of deposit return to ultra-low interest rates.
April 3, 2020
How Buying a Home Helped One Couple Prosper
real estate

How Buying a Home Helped One Couple Prosper

From rental living to owning a farmhouse on 22 acres, Tasha and William Kornegay are using homeownship to help build financial security.
April 3, 2020
How One Couple Is Funding College for Their Four Kids
college

How One Couple Is Funding College for Their Four Kids

Matt and Suellen Sharp are hoping to help their quadruplets graduate from college with as little debt as possible.
April 3, 2020
27 Solid Ways to Build Your Wealth
Stack of One Hundred Dollar Bills U.S.
savings

27 Solid Ways to Build Your Wealth

Building wealth is essential to accomplish a variety of goals, from sending your kids to college to retiring in style.
April 3, 2020
More Bad News for Savers
savings

More Bad News for Savers

Savers searching for top yields should look to online banks, which offer significantly higher rates than brick-and-mortar institutions.
April 3, 2020