Lisa Gerstner

Lisa Gerstner

Contributing Editor, Kiplinger's Personal Finance

Lisa has spent 15 years with Kiplinger’s Personal Finance and heads up the magazine’s annual rankings of the best banks, best rewards credit cards, and financial-services firms with the best customer service. She reports on a variety of other topics, too, from retirement to health care to money concerns for millennials. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.

How Our Family Fights Inflation
Young couple in kitchen with laptop and credit card
Budgeting

How Our Family Fights Inflation

Millennials typically spend more than other generations on certain expenses that have been increasing most rapidly. Here are some tips to cut your los…
April 27, 2022
The Best Rewards Credit Cards for You, 2022
illustration showing credit cards in use
rewards credit cards

The Best Rewards Credit Cards for You, 2022

Our top picks offer cash back, miles or points you can use to buy groceries or gas, pay for travel or boost savings.
April 20, 2022
Free Credit Monitoring for Equifax Breach Victims
photo of a computer screen with words on it
credit reports

Free Credit Monitoring for Equifax Breach Victims

Millions of consumers whose data may have been exposed have been notified to sign up for the monitoring service.
March 17, 2022
8 Steps to Appeal Your Property Tax Bill
picture of homeowner using a calculator
taxes

8 Steps to Appeal Your Property Tax Bill

Home values are rising across the country, which means many homeowners’ property taxes are now going up, too.
March 10, 2022
The FIRE Movement Is Alive and Well
White family pose for the camera near their home in Panama
Basics

The FIRE Movement Is Alive and Well

The pandemic didn’t derail the Financial Independence, Retire Early movement. In fact, it gave it new life.
February 24, 2022
Conforming Mortgage Loan Limits for 2022 Rising
Photo of a calculator, a set of keys and a model house on top of financial papers
Becoming a Homeowner

Conforming Mortgage Loan Limits for 2022 Rising

For 2022, the standard conforming limit for single-unit properties is $647,200, up nearly $100,000 from the 2021 cap.
January 25, 2022
Make a Plan for Your Parents' Care
A woman pushes a man sitting in a wheelchair.
Caregiving

Make a Plan for Your Parents' Care

The ideal time to begin talking with your parents is before they need care.
January 24, 2022
Freeze Your Credit in 3 Steps
Frozen credit
credit & debt

Freeze Your Credit in 3 Steps

Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
January 10, 2022
Kiplinger’s Best Firms for Customer Service: Banks, Credit Cards and More
Graphic image of people in suits standing around a woman lounging
banking

Kiplinger’s Best Firms for Customer Service: Banks, Credit Cards and More

We evaluated major banks, credit card issuers, mortgage lenders, and home and auto insurers to see how well they treat their clients.
December 21, 2021
Earn 7.12% With Series I Bonds
photo of Series I bond with Helen Keller
Basics

Earn 7.12% With Series I Bonds

A savings or money market deposit account is best for quick cash, but I bonds can fit into a longer-term savings plan.
November 29, 2021
How to Choose the Right Payment App
Screenshot of Paypal website
banking

How to Choose the Right Payment App

Using PayPal, Venmo, Zelle and other apps is convenient, but there are pros and cons to each.
November 23, 2021
Donate Crypto for a Tax Break
drawing of a hand dropping bitcoin into a slot on the top of a box
Financial Planning

Donate Crypto for a Tax Break

If you're wondering how to avoid taxes from selling crypto that's appreciated significantly, one answer might be in a donor-advised fund.
November 22, 2021
10 Ways to Save On Your Cell Phone Plan
photo of woman using phone
family savings

10 Ways to Save On Your Cell Phone Plan

We’ve rounded up 10 techniques to cut expenses on both your cell phone plan and your device.
November 10, 2021
10 Best Financial Benefits for Military Families
Child hugging a military service member.
savings

10 Best Financial Benefits for Military Families

Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
November 9, 2021
Boost Your Retirement Savings for 2021, 2022
photo of a clock next to stacks of coins with a hand adding a coin
Financial Planning

Boost Your Retirement Savings for 2021, 2022

The time is now to maximize contributions. Also, if you’ve got required minimum or charitable distributions to make, that deadline is coming up.
October 29, 2021
Earn 3.54% With Series I Bonds
A stack of US Savings Bonds Series I
Financial Planning

Earn 3.54% With Series I Bonds

A savings or money market deposit account is best for quick cash, but I bonds can fit into a longer-term savings plan.
June 23, 2021
The Best Bank for You
photo illustration of best bank
Making Your Money Last

The Best Bank for You

Check out our list of the best candidates for your next financial institution based on interest rates, fees and other features.
June 22, 2021
Keep Moving Costs in Check
Couple moving with help of friends
Making Your Money Last

Keep Moving Costs in Check

If I've learned anything, it's that moving is almost always more costly and time-consuming than I anticipate.
June 18, 2021
Protect Yourself Against New ID-Theft Schemes
Illustration of giant fingerprint scanning scammer
Scams

Protect Yourself Against New ID-Theft Schemes

Crooks are using more-sophisticated tricks to steal your data. It's time to improve your armor.
May 27, 2021
Credit Card Perks for Car Rentals
Young businesswoman in the office giving the car keys to customer
Travel

Credit Card Perks for Car Rentals

Certain cards can boost your status in a rental company’s loyalty program and give you an edge.
May 24, 2021
4 Ways to Use Mobile Wallets
woman using mobile wallet system
Smart Buying

4 Ways to Use Mobile Wallets

Beyond contactless payments, mobile wallets let you send money to a friend, get cash-back rewards and more.
April 28, 2021
20 Ways to Save on Health Care
health insurance

20 Ways to Save on Health Care

From maximizing insurance benefits to shopping for discounts to funding tax-advantaged accounts, these tips will lower your costs no matter how you ge…
March 31, 2021
Get Free Weekly Credit Reports for Another Year
photo of phone showing credit report
Coronavirus and Your Money

Get Free Weekly Credit Reports for Another Year

Take advantage of the extension to check each report for errors or signs of fraudulent activity.
March 26, 2021
20 Ways to Save on Health Care
health insurance

20 Ways to Save on Health Care

From maximizing insurance benefits to shopping for discounts to funding tax-advantaged accounts, these tips will lower your costs no matter how you ge…
March 19, 2021
How to Keep Tabs on Your Credit Report
Tablet computer with credit report on the screen lying on a table
Coronavirus and Your Money

How to Keep Tabs on Your Credit Report

Free weekly access is ending, but several services let you view your credit files more than once a year.
March 5, 2021
Smart Ways to Cut Your Utility Bills
green energy house with solar panels
Tax Breaks

Smart Ways to Cut Your Utility Bills

Tax breaks and potentially lower home energy costs make these green projects worth a look.
February 24, 2021
Switch Accounts for a Better Yield?
Women sitting at a table with an open laptop reviewing bills
Financial Planning

Switch Accounts for a Better Yield?

If your current account has a reliable history of strong yields, it might be worth sticking around.
February 23, 2021