Lisa Gerstner

Lisa Gerstner

Contributing Editor, Kiplinger's Personal Finance

Lisa has spent more than a decade with Kiplinger’s Personal Finance magazine, heading up the magazine’s annual rankings of the best banks and rewards credit cards and writing about other topics ranging from retirement to health care to money concerns for millennials. She has appeared as a guest with the TODAY Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation and has been quoted in the New York Times. Lisa graduated from Ball State University with a degree in magazine journalism and history and received the school’s “Graduate of the Last Decade” award in 2014.

20 Ways to Save on Health Care
illustration of stethoscope with coins on the end
health insurance

20 Ways to Save on Health Care

From maximizing insurance benefits to shopping for discounts to funding tax-advantaged accounts, these tips will lower your costs no matter how you ge…
March 31, 2021
Get Free Weekly Credit Reports for Another Year
Credit Score Online
Coronavirus and Your Money

Get Free Weekly Credit Reports for Another Year

Take advantage of the extension to check each report for errors or signs of fraudulent activity.
March 26, 2021
How to Keep Tabs on Your Credit Report
Tablet computer with credit report on the screen lying on a table
Coronavirus and Your Money

How to Keep Tabs on Your Credit Report

Free weekly access is ending, but several services let you view your credit files more than once a year.
March 5, 2021
Smart Ways to Cut Your Utility Bills
green energy house with solar panels
Tax Breaks

Smart Ways to Cut Your Utility Bills

Tax breaks and potentially lower home energy costs make these green projects worth a look.
February 24, 2021
Switch Accounts for a Better Yield?
Women sitting at a table with an open laptop reviewing bills
Financial Planning

Switch Accounts for a Better Yield?

If your current account has a reliable history of strong yields, it might be worth sticking around.
February 23, 2021
Smart Ways to Save on Child Care Costs
Kids at daycare with daycare associate in masks
Starting a Family

Smart Ways to Save on Child Care Costs

The expenses and tax complications that come with hiring a nanny were reason enough for me to take my son to day care instead.
February 5, 2021
What the Democrats' Agenda Will Mean for Your Pocketbook
illustration of arm wrestlers
Politics

What the Democrats' Agenda Will Mean for Your Pocketbook

With President Joe Biden in the White House and a narrow Democratic majority in the Senate and House of Representatives, Democrats have a clearer path…
January 30, 2021
Shoring Up Social Security
illustration of painter between columns
Politics

Shoring Up Social Security

Social Security is headed for a shortfall. But sooner or later, lawmakers will act to preserve your benefits.
January 27, 2021
Refer a Friend to Your Bank or Credit Card—and Reap Rewards
A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins
Making Your Money Last

Refer a Friend to Your Bank or Credit Card—and Reap Rewards

Some major card issuers are giving referral bonuses to eligible cardholders.
January 27, 2021
Get Your Retirement Back on Course
illustration of golfers on course
Coronavirus and Your Money

Get Your Retirement Back on Course

Even the most diligent savers can encounter obstacles on the road to retirement, but the past few months have delivered unprecedented hazards. We’ll h…
December 26, 2020
Work From Home, Wherever That Is
Ellen Braaten in her office
Coronavirus and Your Money

Work From Home, Wherever That Is

The pandemic has made it easier to work from a distance, but some far-flung workers have to follow special rules for taxes, health care and insurance.…
December 16, 2020
Best Cards for Balance Transfers
Close-up of a stack of credit cards on a table
Smart Buying

Best Cards for Balance Transfers

Credit card issuers still offering balance transfers have tightened their approval standards.
December 16, 2020
New Venmo Card Personalizes Rewards
Photo of a young woman and a young man having iced coffee outside. The man is holding up a credit card.
Smart Buying

New Venmo Card Personalizes Rewards

The Venmo Visa Credit Card pays you 3% cash back in the category in which you spend the most.
November 30, 2020
Find Higher Yields for Your Cash
Illustration of several potted plants from seedlings to tree
Financial Planning

Find Higher Yields for Your Cash

Interest rates are scraping bottom, but here’s a road map to accounts that will help your money grow.
November 24, 2020
What the New President Means for Your Money
President-Elect Joe Biden standing at a lectern delivering remarks about the U.S. economy during a press briefing
Politics

What the New President Means for Your Money

President-Elect Biden wants more consumer protections and perks for the middle class and seniors.
November 17, 2020
Give Your Budget Some Love
Young couple at a table creating a budget with bills and other paperwork
Budgeting

Give Your Budget Some Love

Think of it as a flexible tool to prioritize—and achieve—your goals.
November 17, 2020
10 Best Financial Benefits for Military Families
savings

10 Best Financial Benefits for Military Families

Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
November 6, 2020
Great Cards for Holiday Shopping
Customer paying for a purchase.
credit cards

Great Cards for Holiday Shopping

The branded card of a retailer you are loyal to may have strong rewards.
October 29, 2020
Kiplinger’s Best Firms for Customer Service: Banks, Credit Cards and More
Best customer service rankings image: intro
banking

Kiplinger’s Best Firms for Customer Service: Banks, Credit Cards and More

We crunched a lot of numbers (and ran a survey) to crown top firms for their service on banking, credit cards, mortgages, and home and auto insurance.…
October 22, 2020
Your Guide to Open Enrollment
Photo of the Pearson family
health insurance

Your Guide to Open Enrollment

Your options may look a little different this fall. Meanwhile, the cost of coverage continues to climb.
October 1, 2020
Skip the Fees on Savings Transfers
banking

Skip the Fees on Savings Transfers

But banks are not required to lift the limits or stop charging fees for excessive transactions.
September 29, 2020
How to Catch a Rock-Bottom Rate
Buying & Leasing a Car

How to Catch a Rock-Bottom Rate

Rates on everything from home mortgages to car loans are at record lows. We’ll tell you how to qualify for the best rates.
August 27, 2020
Give Your Credit a Boost
Coronavirus and Your Money

Give Your Credit a Boost

When times get tough, your credit profile could take a hit. Here’s how to keep it in shape.
August 27, 2020
Stay on Course With Student Loans
Paying for College

Stay on Course With Student Loans

You may be eligible for deferment if you receive unemployment benefits or are unable to find a full-time job.
August 27, 2020
Snag a New Account Bonus
Basics

Snag a New Account Bonus

But choose an account that makes sense for the long run.
August 19, 2020
5 Great Places to Buy a Vacation Home
buying a home

5 Great Places to Buy a Vacation Home

With remote work on the rise, more people are looking for a permanent getaway.
July 30, 2020
Timely Reasons to Buy a Vacation Home
Smart Buying

Timely Reasons to Buy a Vacation Home

With remote work on the rise, more people are looking for a permanent getaway.
July 30, 2020