Savings
News, insights and expert analysis on savings from the team at Kiplinger.
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The Best No-Penalty CD Rates: January 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Best High-Yield Savings Accounts January 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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9 Things You Should Keep in a Home Safe
Put these valuables in a home safe, not a bank safety deposit box (or under a mattress). You'll be glad you did.
By Donna LeValley
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Where to Stash Cash as Yields Fall, According to Advisers
Your best options depend on how soon you'll need the money and your tolerance for risk.
By Kerri Anne Renzulli
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You Really Can Make New Year's Money Resolutions That Stick
The secret to keeping your New Year's financial resolutions? Just make your savings and retirement contributions 100% automatic.
By James Martielli, CFA®, CAIA®
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CD Maturing Soon? Here's What to Do Next
These strategies of what to do when you have a CD maturing soon will have you maximizing returns even with rate cuts.
By Sean Jackson
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How to Safely Open an Online Savings Account
Online banks offer generous APYs that most brick-and-mortar banks can't match. If you want to make the switch to online but have been hesitant, I'll show you how to do it safely.
By Sean Jackson
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Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -

Money Market Account Basics
savings Money market accounts give you rates of return rivaling high-yield savings accounts, with more flexibility to access your cash.
By Donna LeValley
savings
