Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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8 Surprising Things Home Insurance Doesn't Cover
Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of other risks.
By Alexandra Twin
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Do You Have an Insurance Coverage Gap for Your Valuables?
Standard homeowners insurance usually has strict limits on high-value items, so you should formally "schedule" these valuable possessions with your insurer.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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What Is Whole Life Insurance, and Do You Need It?
Learn about whole life insurance, including how it works, how much it costs and if it might be right for you.
By Laura Gariepy
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Should You Get Home or Car Insurance Through Costco?
Costco car and home insurance policies offer many perks for Costco members, including discounts and extra coverage options for more protection.
By Paige Cerulli
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What Types of Car Insurance Do You Need?
These 11 types of car insurance can help cover everything from minor repairs to buying a new car. But which types do you really need?
By Sean Jackson
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Why Delaying an Insurance Claim Could Cost You
The longer you wait to file an insurance claim, the bigger the problem could get — and the more leverage you're giving your insurer to deny it.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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9 Types of Insurance You Don't Need
Financial Planning If you're paying for these types of insurance, you may be wasting your money. Here's what you need to know.
By David Rodeck
Financial Planning -
Time to Prepare for Disasters Like They Could Happen to You
You can no longer have the mindset that "that won't happen here." Because it absolutely could. As we head into 2026, consider making a disaster plan.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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What Is Term Life Insurance?
Term life insurance offers affordable coverage for a set period — here's how it works and when it makes sense to buy a policy.
By Paige Cerulli
