Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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The Hidden Costs of the Fed's Rate PauseThe Federal Reserve didn't cut rates. While this benefits savers, learn how it impacts you when you need to borrow money.
By Sean Jackson
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Which American Express Credit Card is Right for You?These three American Express cards offer different perks, perfect for the avid traveler, foodie and more.
By Ellen B. Kennedy
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Best Rewards Credit CardsThe best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are Kiplinger's top picks.
By Sean Jackson
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Top Cash Back Credit Cards: Maximizing Your Rewards in 2026Credit Cards Whether you crave plentiful travel perks, basic cash back, or a high rebate on groceries and gas, you’ll find a card here that suits your tastes.
By Sean Jackson
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16 Retirement Mistakes You Will Regret ForeverFrom saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
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Earn a $1,000 Bonus Offer with this Capital One CardGet the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $1,000.
By Ellen B. Kennedy
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How to Freeze Your Credit in 3 Stepscredit & debt Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
By Lisa Gerstner
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15 Reasons You'll Regret an RV in RetirementHere's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt
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What to Know About Using Your Home Equity in AprilWith borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity.
By Paige Cerulli
