Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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How to Avoid 401(k) Hardship WithdrawalsDon't beat yourself up if you've taken a hardship withdrawal from your 401(k). Here's how you can avoid it in the future.
By Sophie Benander, CRPS®, MBA
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Think Twice Before Getting a Credit Card Cash AdvanceA credit card cash advance can be a quick solution when you need emergency help with money. But you'll pay for the convenience with high interest and fees.
By Ella Vincent
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Student Loan Tax Traps to Avoid in 2026Student Loans Student loan policy and some key tax rules have changed in recent years. Here's what you need to know.
By Kelley R. Taylor
Student Loans -
The $2,500 Tax Break for Paying Your Student LoanTax Deductions Do you qualify for the student loan interest deduction this year?
By Katelyn Washington
Tax Deductions -
6 Really Old Money Lessons That Are Still Relevant TodayWhile the world has evolved over the past 250 years, these financial principles from the founding fathers still offer a playbook for building wealth today.
By Neale Godfrey, Financial Literacy Expert
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Audit Your Wallet: How to Spot the Hidden APR TrapKnowing your APR is a good credit habit, as it can help you devise solutions to save thousands on your debt.
By Sean Jackson
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The Silent 401(k) Drain Costing Thousands in Retirement GrowthTax Savings Millions of parents are cutting retirement savings to cover rising student debt. Discover three strategies to protect your future.
By Kate Schubel
Tax Savings -
Should You Risk Your Home to Pay Off Credit Card Debt?A HELOC or home equity loan could help you escape high credit card interest rates, but turning unsecured debt into debt backed by your home can be risky.
By Paige Cerulli
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How to Pick Your Next Remodeling Project as Renovations BoomThinking about remodeling? Here's how to pick the right project and nab the best price.
By Beth Braverman
