Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
Explore Personal Finance
Latest
-
Best High-Yield Savings Accounts February 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
-
Are Costco Gold Bars Worth IT?
How Costco's bullion program works, how to get the best deal and whether it makes sense for investors.
By Choncé Maddox
-
We inherited $250K: Should we buy a second home or save for college?
He wants a vacation home, but she wants a 529 plan for the kids. Who's right? The experts weigh in.
By Maurie Backman
-
4 Psychological Tricks to Save More in 2026
Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
By Sean Jackson
-
Why Your Home Insurance Might Not Protect You If Someone Else Lives There
Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.
By Paige Cerulli
-
Who Counts as Family on a Mobile Phone Plan?
Family phone plans aren’t just for parents and kids anymore. Here’s who can share a plan, how much you can save and what to watch out for before you bundle.
By Paige Cerulli
-
My First $1 Million: Retired Aerospace Manager, 58, Denver
"Making $1 million was never a goal, but maybe it should have been. I simply wanted to be debt-free and never worry about money."
By Joyce Lamb
-
5 Best Splurge Cruises for Retirees in 2026
Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind.
By Drew Limsky
-
Have You Aligned Your Tax Strategy With These OBBBA Changes?
Individuals and businesses should work closely with their financial advisers to refine tax strategies this season in light of these five OBBBA changes.
By John Bute, CPA
