Personal Finance

News, insights and expert analysis on personal finance from the team at Kiplinger.

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Savvy Savings Moves to Make Now – Or You Could Lose Thousands

Despite a rate cut and inflation, these moves can still help you reach your savings goals quickly.

Eight Tricks to Shop for Glasses if You're Over 50
Best Money Market Accounts - October 2025
Do You Need Umbrella Insurance?

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Want the Maximum Social Security Check in 2026? Here's What You Need to Do Now

As 2025 winds down, the maximum Social Security check sits at $5,108. Want the top-tier payout in 2026 — or at least the biggest check possible down the line? Act before the ball drops.

CMS Brings Back Furloughed Staff for Open Enrollment Lifeline

The government has recalled approximately 3,000 workers to assist with Medicare and ACA Marketplace Open Enrollment.
Why Judge Judy Says Details Are Important in Contracts

A couple's disastrous experience with reclaimed wood flooring led to safety hazards and a lesson in the critical importance of detailed contracts.
Best Jobs for Retirees

retirement Want to earn extra cash in retirement? Here are 20 of the best jobs to keep your mind and body in shape.

retirement

The Best 3-Year CDs of 2025

Savings Our top 3-year CDs help you achieve your savings goals while outpacing inflation.

Savings
Best 5-Year CD Rates

The best 5-year CD rates earn you up to 4.15%, outpacing inflation and helping you meet long-term savings goals.
Best No-Penalty CD Rates: Lock in Rates Over 4%

If you're looking for the best no-penalty CD rates, our top picks offer yields as high as 4.34%.

You'll Kick Yourself in the Fall if You Don't Make This Savings Move Now

The Fed will cut rates for a second time when it meets this week. Does a long-term CD provide enough of a return to weather this cut?
The Sweet 23: States Where Twix and Kit Kat Avoid the ‘Candy Tax’

State Taxes There’s something spooky this Halloween, and it’s not just the ghouls. Find out if your state’s sales tax takes a bite out of sweet savings.

State Taxes
How Prepaid Verizon Phone Service Works and When It's a Smart Choice

Explore the differences between Verizon Prepaid and Verizon Postpaid plans — costs, perks, flexibility and when going prepaid makes sense.