Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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6 Ways the Changes in Congress Could Impact Your RetirementIt's normal to feel some uncertainty about the way shifts in Congress could affect your retirement, taxes and Social Security. Here's what to keep in mind.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Inflation is at 3.7%. These Savings Accounts and CDs Are Still Beating ItInflation is at 3.7%, but some high-yield savings accounts and CDs are paying more. See where savers can still find rates that outpace inflation.
By Sean Jackson
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How Long it Takes to Renew Your Passport: Online or By MailWhat to know about the timing of renewing your passport, so you don't miss out on a trip.
By Becca van Sambeck
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Where to Find 4.65% One-Year CDs NowSavings The best one-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -
FBI Warns of Microsoft Outlook and 365 Phishing ScamThis phishing scam doesn't rely on a fake website. Instead, it tricks users into approving access themselves. Learn how to stay safe.
By Choncé Maddox
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Microsoft Outage Scams Are Coming: What to Watch forEven after your Microsoft tools are up and running, you should still be on the lookout for these common outage-related scams.
By Rachael Green
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Best CD Rates — Earn Up to 5.00%Savings Compare today's top CD rates and find the right account to help you earn a competitive return on your savings.
By Sean Jackson
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The Best No-Penalty CD Rates: November 2026No-penalty CDs offer a high rate of return with the flexibility to access your cash as needed. Explore Kiplinger's top picks.
By Sean Jackson
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What Inflation and High Prices Mean for Your RetirementInflation can be a puzzle for retirees. Moving to a more conservative portfolio feels safer, but can it support the lifestyle you want as prices rise?
By Jesse W. Hurst, CFP®, AIF®