A standard policy might now cover everything you need. Find out what other types of policies might come in handy.
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Follow these tips to ensure your policy pays when you need it.
Get several quotes and ask about discounts.
Make sure your insurance will pay if someone is injured on your property.
Here's what a typical policy will -- and won't -- cover.
Insuring your home year after year becomes so routine that you fall prey to potentially costly errors.
Long-term care can be incredibly expensive -- so don't get caught without the proper insurance.
See More On: Long-Term Care Insurance | Making Your Money Last
You'll pay a flat monthly fee but little to no deductible. But if you go to a provider outside the plan, you probably will have to foot the bill.
See More On: Health Care & Insurance
You can choose from a group of providers who've contracted with your insurer to offer services at a discount rate. And there is more flexibility when it comes to seeing doctors outside the plan.
You choose the doctor and the insurance picks up part or all of the tab.
Health savings accounts and flexible spending accounts let you set aside pre-tax dollars to pay out-of-pocket medical expenses.
Get tips on finding an affordable plan and learn how to control costs.
Cost can be a key factor, but you also need to consider quality and continuity of care.
We explain the alphabet soup of managed care, how to research your provider and the care it provides, and the best ways to pay for out-of-pocket medical costs.
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For most, term insurance is the best choice, but it varies depending on what you want.
The answer is based on a formula that considers immediate and future needs.
Premiums can never be too cheap. Here are some ways to lower your car insurance bill, and
keep it down.
See More On: Auto Insurance
Don't forget about theft, fire and forces of nature.
Cover yourself and your passengers in case other drivers disobey state insurance laws.
Don't duplicate coverage you may already have.
When it's unclear who's to blame, no-fault coverage can eliminate delays and legal costs.
Liability coverage protects you if you bang up someone else or their property.
Learn how to assemble a solid auto policy and how to get a good deal.
In many cases, collision coverage is optional, but there are many good reasons to include it in your policy.
Follow these tips so you won't pay more than you have to.
If more people understood these confusing products, fewer probably would be sold. Find out what you need to know.
See More On: Saving for Retirement | Making Your Money Last
The Consolidated Omnibus Budget Reconciliation Act lets you keep your health coverage when you leave a job.
If no one depends on your income for support, you probably don't need life insurance at all.
We'll help you determine the type and amount of life insurance you need.
If your home is insured for less than 100% of what it would cost to rebuild, you'll foot the difference.
Gaps in your coverage could cost big money if disaster strikes.
Almost half of us will need long-term care, and health insurance doesn't cover it.
See More On: Long-Term Care Insurance
If you haven't maintained your auto coverage, you could be paying too much.
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There are plenty of Web sites that offer quotes -- just make sure you know what you're getting.
Are you paying too much in premiums? Shop around.