| REBATE CARDS: BEST OF THE CASH-BACK CARDS | |||||||||
| Issuer | Recent Rate | Cash-Advance Rate/Fee | Annual Fee | RebateTerms | Telephone Number | ||||
| Discover More Card | 10.99%-17.99% | 20.99%/3% | none | up to 5%++ | 800-347-2683 | ||||
| American Express Blue Cash | 13.24 | 23.24/3 | none | up to 5% | 800-223-2670 | ||||
| Capital One No Hassle Cash Rewards | 13.89 | 19.79/3 | none | 1%# | 877-304-2066 | ||||
| National City Everyday Rewards Visa | 12.24@ | 24.24/3 | none | up to 4% | 888-622-4932 | ||||
| Chase Freedom Visa | 14.24@ | 24.24/3 | none | up to 3% | 800-824-6673 | ||||
| As of July 13; ++for purchases in specific categories that change quarterly; #annual bonus 25% of rebate; @depending on credit history; Blue Cash late fee depends on balance -- up to $38; National City -- variable late fee. Source: Kiplinger's Personal Finance. | |||||||||
| PREMIUM CARDS: BEST OF THE LOW-RATE CARDS | |||||||||
| Issuer | Recent Rate | Cash-Advance Rate/Fee | Annual Fee/Grace Period | Late/Over Limit | Telephone Number | ||||
| Simmons First National Bank (P) | 7.25% | 11.25%/3% | none/25 days | $29/$29 | 800-636-5151# | ||||
| Capital One Platinum Prestige (P) | 7.89 | 19.79/3 | none/25 days | 39/39 | 800-548-4593 | ||||
| Pulaski Bank & Trust (G) | 7.99 | 7.99/none | $50/25 days | 35/25 | 800-980-2265 | ||||
| Wells Fargo Bank (P) | 8.25 | 23.49/4 | 19/20 days | 39/35 | 800-967-9521 | ||||
| TNB Members (P) | 8.25 | 26.24/3 | 50/20 days | 29/29 | 800-820-8417 | ||||
| As of July 13, rates are adjustable; (P) Platinum card; (G) Gold card; *if you do not qualify for this rate, issuer will offer a higher rate card; #cannot apply by phone. Source: Bankrate.com | |||||||||