Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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15 Reasons You'll Regret an RV in Retirement
Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt
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What to Know About Using Your Home Equity in April
With borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity.
By Paige Cerulli
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If You're Holding These Stocks, You're Also Holding Private Assets
Shareholders of some of the most widely owned stocks are investing indirectly in private equity and debt.
By Anne Kates Smith
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Social Security Garnishment Rules: What Retirees Need to Know
Do you know who can garnish your monthly Social Security benefit? Or take the funds from your bank account? Learn how to protect your benefits from creditors.
By Donna LeValley
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4 Ways to Make Debt Your Friend Instead of Your Frenemy
Debt can actually be a helpful tool, provided you understand the difference between good debt and bad debt and use it to optimize your financial strategy.
By Meagan Dow, CFA®, CFP®
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Top Cash Back Credit Cards: Maximizing Your Rewards in 2026
Credit Cards Whether you crave plentiful travel perks, basic cash back, or a high rebate on groceries and gas, you’ll find a card here that suits your tastes.
By Sean Jackson
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Best Rewards Credit Cards
The best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are Kiplinger's top picks.
By Sean Jackson
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Costco's Auto Program: Can Membership Pricing Really Save You Money on a Car?
Costco's Auto Program can simplify the car-buying process with prearranged pricing and member perks. Here's what to know before you use it.
By Paige Cerulli
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How to Use Home Equity to Help With Your Long-Term Goals
Homeowners are increasingly using their home equity, through products like HELOCs and home equity loans, as a financial resource for managing debt, funding renovations and more.
By Jon Giles
