Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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How to Use Home Equity to Help With Your Long-Term Goals
Homeowners are increasingly using their home equity, through products like HELOCs and home equity loans, as a financial resource for managing debt, funding renovations and more.
By Jon Giles
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16 Retirement Mistakes You Will Regret Forever
From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
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Top Cash Back Credit Cards: Maximizing Your Rewards in 2026
Credit Cards Whether you crave plentiful travel perks, basic cash back, or a high rebate on groceries and gas, you’ll find a card here that suits your tastes.
By Sean Jackson
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Financial Advice from America's Founding Fathers
Kiplinger presents timeless personal finance wisdom from the Founding Fathers, echoing much of our own advice.
By Sarah Smith
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How to Freeze Your Credit in Three Steps
credit & debt Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts in your name.
By Lisa Gerstner
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What to Expect When Applying for a Mortgage Loan
real estate Before you can apply for a mortgage loan and buy your dream home, there's a good bit of preparation to be done.
By Erin Bendig
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Best Rewards Credit Cards
The best rewards credit cards provide generous perks on everyday purchases, helping you protect your money from rising prices. Here are Kiplinger's top picks.
By Sean Jackson
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Which American Express Credit Card is Right for You?
These three American Express cards offer different perks, perfect for the avid traveler, foodie and more.
By Ellen B. Kennedy
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Earn a $1,000 Bonus Offer with this Capital One Card
Get the Capital One Venture Rewards credit card for huge travel perks and a bonus offer worth $1,000.
By Ellen B. Kennedy
