Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
-
Tapping Home Equity is Getting Trickier. Here's What to Do NowWringing cash from your house can still make sense, but you need to take extra care to nab the best deal on a new loan.
By Kim Clark
-
Is Student Loan Forgiveness Taxable in 2026?The federal tax break on most student loan forgiveness expired at the end of 2025. For some borrowers, that means planning for the potential tax bill.
By Sravani Atluri
-
Treasury Bills vs Bonds: Essential DistinctionsInvestors must understand two differences between Treasury bills and Treasury bonds. These stable investments can add security to your portfolio.
By Tom Taulli
-
5 Ways AI Can Help Manage Your Personal FinancesAI can take some of the strain out of handling everyday finances, from disciplined saving to avoiding scams, paying off debt and reaching your money goals.
By David Grant A.
-
15 Reasons You'll Regret an RV in RetirementHere's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt
-
How You Can Debt as a Tool to Improve Your FinancesEliminating high-interest balances and strategically using lower-rate loans can help you use debt as a tool to help make you more money in the future.
By George Pikounis, CEP®, CFP®
-
Should You Refinance Your Mortgage? Costs and BenefitsThinking about refinancing your mortgage? Learn how refinancing works, what it costs and when it makes financial sense.
By Kathryn Pomroy
-
16 Retirement Mistakes You Will Regret ForeverFrom saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
-
Mortgage Rates Are Rising: What Homeowners Should Do NowMortgage rates have climbed above 7%, cooling demand. Here's what homeowners considering refinancing, downsizing or a new mortgage should know.
By Choncé Maddox
