Advertisement
10 Ways the SECURE Act Will Impact Your Retirement Savings
retirement

10 Ways the SECURE Act Will Impact Your Retirement Savings

The new law changes the start date for RMDs, lets you contribute to an IRA longer, expands the use of 401(k) plans and much more.
February 28, 2020
IRA Rollovers: What's in a Name? A LOT!
retirement

IRA Rollovers: What's in a Name? A LOT!

Do you understand the difference between a 60-day rollover and a trustee-to-trustee transfer? If you don't, you could be slapped with a hefty tax bill…
February 25, 2020
How Much Can You Contribute to a Solo 401(k) for 2020?
401(k)s

How Much Can You Contribute to a Solo 401(k) for 2020?

Some self-employed savers can put away as much as $63,500 for retirement in a solo 401(k) in 2020, depending on age and compensation.
February 24, 2020
How Much Can You Contribute to a 457 Retirement Plan for 2020?
retirement

How Much Can You Contribute to a 457 Retirement Plan for 2020?

State and local government workers can contribute $500 more to their 457 plans in 2020 than they could in 2019. Some workers can make additional catch…
February 24, 2020
Advertisement
How Much Can You Contribute to a 403(b) for 2020?
retirement

How Much Can You Contribute to a 403(b) for 2020?

Teachers and nonprofit workers can contribute $500 more to their 403(b) retirement savings plan in 2020 than they could in 2019. Plus, the catch-up co…
February 24, 2020
How Much Can You Contribute to a 401(k) for 2020?
401(k)s

How Much Can You Contribute to a 401(k) for 2020?

The 401(k) contribution limit increased by $500 for 2020. Plus, workers 50 and older can also save an extra amount for retirement.
February 24, 2020
14 States That Won't Tax Your Pension
retirement

14 States That Won't Tax Your Pension

Most states tax at least a portion of income from private-sector defined benefit plans. Your state might have a pension exclusion, but chances are it'…
February 12, 2020
Raiding Your 401(K) Can Be a Divorce Disaster
retirement

Raiding Your 401(K) Can Be a Divorce Disaster

It's more common than you might think: Tapping retirement accounts to make ends meet during divorce. And it's also potentially much more costly than y…
February 10, 2020
5 RMD Strategies to Help Safeguard Your Retirement, Maximize Your Legacy
retirement

5 RMD Strategies to Help Safeguard Your Retirement, Maximize Your Legacy

When managed correctly, required minimum distributions can play an important role in your financial future and those of the ones you love.
February 5, 2020
Advertisement
Getting a Pay Raise in 2020? Here's How to Make the Most of It
savings

Getting a Pay Raise in 2020? Here's How to Make the Most of It

Congratulations, you just got a nice bump in your paycheck. Don't blow it. Instead, enjoy some, and then make the rest really work for you.
February 3, 2020
Advertisement
How 10 Types of Retirement Income Get Taxed
retirement

How 10 Types of Retirement Income Get Taxed

When you're planning for retirement, it's fun to contemplate all the cruises, rounds of golf and restaurant meals you have ahead of you.
January 27, 2020
Credit vs. Debit Smackdown!
spending

Credit vs. Debit Smackdown!

Kiplinger.com general manager Robert Long joins the podcast to debate the merits of credit and debit cards. Plus, hosts Sandy Block and Ryan Ermey bre…
January 27, 2020
The 30 Best Mutual Funds in 401(k) Retirement Plans
investing

The 30 Best Mutual Funds in 401(k) Retirement Plans

How good are the mutual funds in your 401(k) plan?
January 22, 2020
5 Ways Your 401(k) Is a Tax Trap (and What to Do about It)
401(k)s

5 Ways Your 401(k) Is a Tax Trap (and What to Do about It)

Just about every financial expert I know advises savers to contribute to their company’s 401(k) plan — at least enough to receive the employer’s match…
January 21, 2020
Maryland Governor Proposes Major Tax Cut for Retirees
retirement

Maryland Governor Proposes Major Tax Cut for Retirees

Gov. Hogan hopes $1 billion in additional tax relief will make it more affordable for retirees to stay in Maryland.
January 17, 2020
Leverage These 5 Retirement Tax Diversification Strategies
retirement

Leverage These 5 Retirement Tax Diversification Strategies

Taxes can be overwhelming in retirement, eating up income that you need to live on. Learn how to minimize taxes through tax diversification.
January 13, 2020
Advertisement
How Much Can You Contribute to a 401(k) for 2019?
401(k)s

How Much Can You Contribute to a 401(k) for 2019?

The 401(k) contribution limit increased by $500 to $19,000 for 2019. Workers 50 and older can save an extra $6,000 for retirement.
January 10, 2020
How Much Can You Contribute to a Roth 401(k) for 2020?
401(k)s

How Much Can You Contribute to a Roth 401(k) for 2020?

The Roth 401(k) contribution limit increased by $500 for 2020. Workers 50 and older can save an extra amount for retirement.
January 10, 2020
How Much Can You Contribute to a Roth 401(k) for 2019?
401(k)s

How Much Can You Contribute to a Roth 401(k) for 2019?

The Roth 401(k) contribution limit increased by $500 to $19,000 for 2019. Workers 50 and older can save an extra $6,000 for retirement.
January 10, 2020
How Much Can You Contribute to a Solo 401(k) for 2019?
401(k)s

How Much Can You Contribute to a Solo 401(k) for 2019?

Some self-employed savers can put away as much as $62,000 for retirement in a solo 401(k) in 2019, depending on age and compensation.
January 10, 2020
How Much Can You Contribute to a 403(b) for 2019?
retirement

How Much Can You Contribute to a 403(b) for 2019?

Teachers and nonprofit workers can contribute $19,000 to a 403(b) for 2019, but catch-up contributions and employer contributions can further boost re…
January 10, 2020
Advertisement
How Much Can You Contribute to a 457 Retirement Plan for 2019?
retirement

How Much Can You Contribute to a 457 Retirement Plan for 2019?

State and local government workers can contribute $19,000 to 457 plans for 2019. Some workers can make additional catch-up contributions.
January 10, 2020
Advertisement
Buttress a Nest Egg With a Cash Stash
retirement

Buttress a Nest Egg With a Cash Stash

That cash bucket will come in handy if your riskier accounts, such as stocks or bonds, are in a bear market.
January 6, 2020
Financial Surprises Retirees (and Those About to Retire) Want to Avoid
retirement

Financial Surprises Retirees (and Those About to Retire) Want to Avoid

Even the most diligent pre-retiree planner can get tripped up by unpleasant financial surprises. Follow these tips.
December 26, 2019
A Retiree’s Guide to Key Dates in 2020
retirement

A Retiree’s Guide to Key Dates in 2020

Now is the time to assess your financial situation, look ahead and mark your calendar.
December 24, 2019
Is Your 401(k) or IRA a Sleeping Tax Bear?
retirement

Is Your 401(k) or IRA a Sleeping Tax Bear?

Tax-deferred accounts could lead to an unwelcome retirement surprise, so start planning now to tame the beast.
December 23, 2019