401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
-

Roth 401(k) vs 401(k): Which Is Right for You?
The Roth 401(k) vs traditional 401(k) decision can mean the difference between higher taxes now or in retirement. It's your choice.
By Adam Shell
-

Already Hit Your 401(k) Limit in 2025? Here's What to Do Next
Maxed out your 401(k) contributions, but still want to tuck away more money for retirement this year? Here are seven ways you can take advantage of being a super saver.
By Kathryn Pomroy
-

Average 401(k) Match: Do You Work for a Generous Company?
Here are the average 401(k) match and the top 10 companies by match policy. A generous 401(k) match provides a more secure retirement.
By Christy Bieber
-

6 Changes to IRAs, 401(k)s and HSAs in 2026
Changes to IRAs — Roth and traditional — and 401(k)s may mean more money for you in retirement.
By Donna LeValley
-

I'm 57 with a great remote job, but my company wants me in the office full-time. I don't have the energy for a daily commute. Help!
We asked career planning and human resources experts for advice on how to handle return-to-work orders.
By Maurie Backman
-

I'm 54 with a $320,000 IRA and will soon be self-employed, earning about $120,000 per year. How much should I be saving for retirement?
We asked financial experts for advice.
By Maurie Backman
-

I'm 61 and need $50,000 for home repairs. Should I borrow, given today's rates, or take a withdrawal from my $950,000 401(k)?
We asked financial experts for advice.
By Maurie Backman
-

Eight 401(k) Mistakes That Can Tank Your Retirement
401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
By Kathryn Pomroy
-

Living Solely on Investment Income in Retirement: Just a Fantasy?
Relying only on investment income from your portfolio is achievable for high-net-worth individuals and those with the right mix of investments. Is it for you?
By Maurie Backman
