How Much Can Seniors Save With Mint Mobile’s 55+ Plan?

A quality cellphone plan can help older adults stay connected with loved ones, access important information on the go and call for help in an emergency, making it an important safety precaution, as well as a modern necessity.

With the Mint Mobile 55+ plan, you can get unlimited talk and text and 5 gigabytes (GB) of data for just $15 per month. The plan runs on T-Mobile’s nationwide network and offers key benefits such as free scam protection and international calling.

Before you sign up, we’ll help you review your phone habits and data usage and walk you through the details so you can decide if the Mint Mobile 55+ plan fits your needs.

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How the Mint Mobile 55+ plan works

The Mint Mobile 55+ plan at a glance. It includes:

Unlimited talk and text
5 GB data on the T‑Mobile U.S. network (4G/5G) from Mint Mobile
Free international calling to the U.K.
Free roaming in Canada
Free scam protection
Option to bring your own compatible, unlocked phone to Mint
Option to bring your own number

Mint Mobile offers this plan for $15 per month, but you’ll need to meet certain requirements to qualify for and retain that price.

Key terms and caveats

To qualify for the plan, you must be age 55 or older. Additionally, new activation is required, and you’ll need to pay $45 upfront to cover the first three months of your plan. Taxes and fees are extra.

After your first three months are up, you will need to commit to a 12-month Mint Mobile plan to keep the $15-per-month pricing. Because Mint is prepaid, you’ll pay the full 12-month cost upfront at the equivalent of $15 per month, or $180, with taxes and fees extra.

While the plan includes free talk and text, data usage is capped at 5 GB per month. If you exceed the limit, your speeds could be throttled for the rest of the month, which will make using the internet slow and frustrating.

Mint Mobile offers an online screening tool that can help you determine which data usage plan is right for you.

You’ll also want to consider where you’ll be using your phone, since coverage and speed might vary based on your location.

Mint Mobile operates as a mobile virtual network operator (MVNO), which means it uses another mobile provider’s network. Mint Mobile uses the T-Mobile network, so your calls will be sent to T-Mobile cell phone towers. You might experience varying coverage and speed, particularly in rural areas.

Why this deal is notable for seniors

The Mint Mobile seniors' cellphone plan offers several appealing perks. The $15-per-month rate is low compared with many senior-targeted plans from major carriers. It’s also a relatively simple plan. There’s no multiline bundle requirement and no long-term contract beyond the prepaid term that you choose.

This plan could be a solid choice for seniors who use a moderate amount of data each month. The unlimited talk and text feature means you can communicate freely without worrying about being charged if you exceed your plan’s limits.

Mint Mobile doesn’t have brick-and-mortar stores that you can go to for help, so this plan is best for seniors who are comfortable with online billing and setup. If you need assistance, Mint Mobile has a help center library of videos and guides, plus you can call and receive help over the phone.

When the deal might not be the best fit

While this seniors’ cellphone plan is ideal for certain users, it’s not best for everyone. If you frequently use your phone to stream media, perform video calls or make large downloads, you might use significantly more than 5 GB of data per month. This plan’s 5 GB cap might feel restrictive, especially if you run out of data partway through the month.

If you prefer in-store support, Mint Mobile probably isn’t for you. The online-only structure might leave you feeling frustrated.

While the plan includes free roaming in Canada, it’s not ideal for travelers who often go overseas. If you frequently travel internationally, you might find that more premium carrier plans for international travel might offer better perks and save you money in the end.

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How it stacks up to alternatives

As long as you don’t need significant data, the Mint Mobile plan is the most affordable option for age 55 and above when compared with other top carriers.

The T-Mobile Essentials Choice plan for 55-plus costs $45 per month for one phone line. It includes unlimited talk and text, but it also includes 50 GB of data, which is significantly more than the Mint Mobile plan offers.

The AT&T 55+ plan is a bit more affordable, but is designed for two lines. It costs $35 per month, per line, and includes unlimited talk, text and data in the United States, Canada and Mexico. This plan might be the best option for seniors who use significant amounts of data and need multiple lines.

Consumer Cellular also offers unlimited talk, text and data. For two lines, you’ll pay $55 per month total, or $27.50 per line. This plan is more affordable than the AT&T plan, but you’ll need to be an AARP member to qualify.

Before you sign up for Mint Mobile, follow these steps to ensure a smooth transition:

Check your phone compatibility. Make sure that your device is unlocked and compatible with your new mobile network. Mint Mobile’s phone compatibility page provides more information on determining if your phone will work.
Verify that there’s coverage in the areas where you’ll use your phone. You can check this using the Mint Mobile coverage map, as well as the T-Mobile network map.
Read the full terms. Study the contract and understand the upfront cost, renewal process, data cap and hot spot policy.
Keep your old account active. If you’re transferring your old number, keep your old account active until porting is complete.
Use Mint’s support. Mint’s MINTech Advisors are wireless experts who can guide you through problems you might have with your phone. For $15 per year, you can get access to these experts, which is valuable since Mint doesn’t have brick-and-mortar stores where you can for help.

Is Mint's 55+ plan for you?

If you’re 55 or older, use moderate data and want a very low-cost wireless plan, the Mint Mobile 55+ is a great choice. At $15 per month, it offers excellent value and can be an affordable way to stay connected and save on your cellphone plan.

That said, the plan has some downsides. Data limits, online-only service and a required upfront payment mean it’s not the right choice for everyone. It’s also important to consider your usage, location and willingness to manage setting up the new account on your own before you commit.

Paige Cerulli is a freelance journalist and content writer with more than 15 years of experience. She specializes in personal finance, health, and commerce content. Paige majored in English and music performance at Westfield State University and has received numerous awards for her creative nonfiction. Her work has appeared in The U.S. News & World Report, USA Today, GOBankingRates, Top Ten Reviews, TIME Stamped Shopping and more. In her spare time, Paige enjoys horseback riding, photography and playing the flute. Connect with her on LinkedIn.