Phone Plans for Travelers 55+: T-Mobile vs. the Competition
T-Mobile offers travel perks on certain plans. Are the plans worth the price compared to other options?
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.
You are now subscribed
Your newsletter sign-up was successful
Want to add more newsletters?
Delivered daily
Kiplinger Today
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more delivered daily. Smart money moves start here.
Sent five days a week
Kiplinger A Step Ahead
Get practical help to make better financial decisions in your everyday life, from spending to savings on top deals.
Delivered daily
Kiplinger Closing Bell
Get today's biggest financial and investing headlines delivered to your inbox every day the U.S. stock market is open.
Sent twice a week
Kiplinger Adviser Intel
Financial pros across the country share best practices and fresh tactics to preserve and grow your wealth.
Delivered weekly
Kiplinger Tax Tips
Trim your federal and state tax bills with practical tax-planning and tax-cutting strategies.
Sent twice a week
Kiplinger Retirement Tips
Your twice-a-week guide to planning and enjoying a financially secure and richly rewarding retirement
Sent bimonthly.
Kiplinger Adviser Angle
Insights for advisers, wealth managers and other financial professionals.
Sent twice a week
Kiplinger Investing Weekly
Your twice-a-week roundup of promising stocks, funds, companies and industries you should consider, ones you should avoid, and why.
Sent weekly for six weeks
Kiplinger Invest for Retirement
Your step-by-step six-part series on how to invest for retirement, from devising a successful strategy to exactly which investments to choose.
International travel can be an enriching experience. From navigating new languages to managing different time zones, every detail matters. At the same time, traveling abroad requires a lot of planning.
Along with securing visas, looking for ways to save on flights, learning customs and in some cases, obtaining immunizations before leaving, you don't want to forget about how you'll remain connected during your trip. After all, you'll want to touch base with loved ones or have a reliable connection in case an emergency arises.
Thankfully, many cellular providers have your back with international plans. Chief among them is T-Mobile. We'll detail the international travel perks T-Mobile offers and compare them to other carriers offering similar services.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Eliminate roaming charges with these plans
If you're 55 or older, T-Mobile has three senior phone plans available. All three offer the same perks as regular plans at a discounted rate.
How much can you save? It depends on the plan you want. The Essential Choice 55+ is the most affordable at $45 per month for one line. However, under this plan, you would need to pay $0.25 per minute for unlimited texting and calling in 215 countries.
Meanwhile, the two other, more elevated plans feature unlimited texting, calling and high-speed internet access at no extra charge. The Experience More w/ 55+ is $70 per month for one line with 5GB of high-speed data for international travel, while the Experience Beyond w/ 55+ is $85 per month for one line and features 15GB of international data.
Explore each plan to determine which option might work best for your needs:
These plans allow you to save, earn free streaming perks and remain connected when you travel to more than 215 countries.
What to know about traveling abroad with your phone
As part of your travel prep, check to see coverage options for your destination. If you have T-Mobile, you can visit its travel website, enter the country you're visiting and the device you have.
From there, it shows you a coverage map of the country you're visiting. It will also say if it's one of the more than 215 countries offered under coverage.
Want to use your cell phone on a cruise? T-Mobile customers can check their international cruise coverage and device compatibility with a few clicks. The cruise coverage tool works similarly to the travel tool, in that you enter your cruise line, destination and your device. You'll be able to see what your plan includes before you set sail.
As a best practice, before leaving a US port, you should disable roaming on your phone until you're out to sea. If you leave it on, it could connect to your ship's satellite-based mobile networks and you might incur roaming charges.
Are T-Mobile's travel perks a good deal?
It depends on your needs and budget. For most customers, this is a smart deal to consider because of all the other perks you receive with it. T-Mobile's Experience Beyond 55+ plans feature streaming benefits, free AAA, a five-year price lock guarantee on plans and full flight texting and streaming through Wi-Fi, where available.
Plus, you can receive a free iPhone when you transfer your service to them:
When you transfer service to T-Mobile. They will also pay off your old phone, up to $800.
To give you a cost comparison, here's a look at how T-Mobile compares to other providers:
Carrier | Price for 55+ plans | International data | Countries covered | Flight texting and streaming included |
|---|---|---|---|---|
T-Mobile | Starting from $70 | Up to 15GB | 215+ | Where available |
Verizon | Only available in FL | Up to 15GB | 210+ | No |
AT&T | Starting from $40 | Need a day pass | 210+ | No |
Google Fi | No 55+ plans, one line is $65 for international perks | Up to 50GB | 200+ | No |
Mint Mobile | Starting from $15 per month | Up to 1GB a day with the Minternational Plan for $5 per | 180+ | No |
While other providers do offer lower price points, T-Mobile offers exceptional value for the price. For most travelers, you'll receive coverage on your trips overseas without any hoops to jump through.
Of course, there are alternatives to consider, too. You could buy a SIM card from a provider in the country you visit. These work best for travelers on extended stays that want to text, call and have high-speed data.
You can also buy an international eSIM card before your trip from providers like Saily. How they work is they allow you to switch carriers, so you have access to high-speed data while away from home.
They're also affordable. Say you're traveling to Japan and need some data while over there. Saily has plans as low as $3.99 for 1GB of high-speed data allowance for seven days. You can also buy a 15-day unlimited pass for $48.99. Keep in mind that this is for data only.
Ultimately, there are many ways to remain connected when you travel overseas. And when comparing options, T-Mobile offers excellent value and ease of use in that you don't have to purchase separate packages when using Experience 55+ plans.
However, if you don't plan to travel overseas often and just want a no-frills option, either the lower-tier T-Mobile plan or Mint Mobile's plans are also wise alternatives to consider.
Related content
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Sean is a veteran personal finance writer, with over 10 years of experience. He's written finance guides on insurance, savings, travel and more for CNET, Bankrate and GOBankingRates.
-
Nasdaq Slides 1.4% on Big Tech Questions: Stock Market TodayPalantir Technologies proves at least one publicly traded company can spend a lot of money on AI and make a lot of money on AI.
-
Should You Do Your Own Taxes This Year or Hire a Pro?Taxes Doing your own taxes isn’t easy, and hiring a tax pro isn’t cheap. Here’s a guide to help you figure out whether to tackle the job on your own or hire a professional.
-
Trump $10B IRS Lawsuit Hits an Already Chaotic 2026 Tax SeasonTax Law A new Trump lawsuit and warnings from a tax-industry watchdog point to an IRS under strain, just as millions of taxpayers begin filing their 2025 returns.
-
This Is How You Can Land a Job You'll Love"Work How You Are Wired" leads job seekers on a journey of self-discovery that could help them snag the job of their dreams.
-
We Inherited $250K: I Want a Second Home, but My Wife Wants to Save for Our Kids' College.He wants a vacation home, but she wants a 529 plan for the kids. Who's right? The experts weigh in.
-
4 Psychological Tricks to Save More in 2026Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
-
Why Your Home Insurance Might Not Protect You If Someone Else Lives ThereLetting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.
-
My First $1 Million: Retired (at 57) Aerospace Senior Manager, 58, Denver"Making $1 million was never a goal, but maybe it should have been. I simply wanted to be debt-free and never worry about money."
-
5 Best Splurge Cruises for Retirees in 2026Embrace smaller, luxury ships for exceptional service, dining and amenities. You'll be glad you left the teeming hordes behind.
-
Have You Aligned Your Tax Strategy With These 5 OBBBA Changes?Individuals and businesses should work closely with their financial advisers to refine tax strategies this season in light of these five OBBBA changes.
-
Pay-As-You-Go vs. Monthly Plans: Which Saves More for Light Phone Users?Light phone users may be paying for data they never use. Here's how pay-as-you-go and low-cost monthly plans really compare.

