
Paige Cerulli
Paige Cerulli is a freelance journalist and content writer with more than 15 years of experience. She specializes in personal finance, health, and commerce content. Paige majored in English and music performance at Westfield State University and has received numerous awards for her creative nonfiction. Her work has appeared in The U.S. News & World Report, USA Today, GOBankingRates, Top Ten Reviews, TIME Stamped Shopping and more. In her spare time, Paige enjoys horseback riding, photography and playing the flute. Connect with her on LinkedIn.
Latest articles by Paige Cerulli
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Thinking About Using Your Home Equity in April? What to Know About Rates, Risks and Timing First
With borrowing costs still elevated and economic uncertainty in play, tapping your home equity requires a clear plan, not just available equity.
By Paige Cerulli
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5 Ways to Beat Rising Oil Prices This Summer
Oil prices are rising fast. Learn where costs will hit next and how to save
By Paige Cerulli
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You Might Already Qualify for a Second Passport. Here’s How to Find Out
New rules are expanding who qualifies for citizenship by ancestry. Who qualifies and what it costs
By Paige Cerulli
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Zombie Mortgages Are Back: Why Old Home Loans Are Resurfacing
Forgotten second mortgages from the housing crash are reappearing — sometimes with bigger balances and foreclosure risk.
By Paige Cerulli
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Smart Bulk Buys vs Costly Mistakes: What to Stock Up on (and What to Skip)
Buying in bulk can lower your grocery bill but only if you choose the right items. Here’s how to tell the difference between smart staples and expensive waste.
By Paige Cerulli
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You May Not Need That Expensive Cell Phone Plan Anymore
Sponsored
Many people keep paying for premium wireless plans long after they stop using the extras. A basic prepaid plan and a simpler phone could cut costs while still keeping you connected.
By Paige Cerulli
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When Family Phone Plans Don't Make Sense
Family phone plans often start as a cost-saving strategy, but evolving data usage, travel and device preferences can make separate plans more practical.
By Paige Cerulli
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HELOC Rules Are Changing in 2026
New lender rules and shifting rates are changing how HELOCs work. Here’s how to compare options, avoid costly terms and borrow only what you need.
By Paige Cerulli
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Hail Damage Insurance Claims: Are They Worth the Hassle?
Before filing a hail damage insurance claim, understand the potential costs, risks and whether it's worth the effort. Learn when to file and when to pay out of pocket.
By Paige Cerulli
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The 8 Financial Documents You Should Always Shred
Sponsored by LifeLock
Identity Theft The financial documents piling up at home put you at risk of fraud. Learn the eight types of financial documents you should always shred to protect yourself.
By Paige Cerulli
Identity Theft -

9 Easy Home Hardening Projects That Also Save on Insurance
These small projects can protect your home from the elements and might lower your home insurance premium.
By Paige Cerulli
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5 DIY Home Security Upgrades That Lower Insurance Costs
Boost home security with these five DIY upgrades — some may even qualify for a home insurance discount.
By Paige Cerulli
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Could Your Family Live on One Income? What It Takes in Each State
Raising a family on one paycheck may feel out of reach. But new data shows where a single income can still support a stay-at-home parent and where it is most difficult.
By Paige Cerulli
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Protecting Your Nest Egg Matters as Much as Building It
Sponsored by American National
Retirement planning once focused on saving and investing. Today, protecting those savings from inflation, taxes, market volatility and rising costs is just as important.
By Paige Cerulli
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Online Banks Still Lead on Rates, But Is Switching Worth it Now?
As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
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How to Use Your Cell Phone on a Cruise
Avoid surprise charges and stay connected at sea with these expert tips on how to use a cell phone on a cruise.
By Paige Cerulli
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The Wealth-Building Roadmap That Works at Any Age
A phase-based approach tied to your finances — not your birth year — can help you build wealth whether you’re just starting out or catching up.
By Paige Cerulli
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Thinking of Switching Phone Carriers? Do These 8 Things First
Sponsored
Switching carriers is easier than ever, but overlooking the fine print could cost you. Here’s what to check before you make the move.
By Paige Cerulli
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Who Counts as Family on a Mobile Phone Plan?
Sponsored
Family phone plans aren’t just for parents and kids anymore. Here’s who can share a plan, how much you can save and what to watch out for before you bundle.
By Paige Cerulli
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Costco's Auto Program: Can Membership Pricing Really Save You Money on a Car?
Costco's Auto Program can simplify the car-buying process with prearranged pricing and member perks. Here's what to know before you use it.
By Paige Cerulli
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How to Choose the Best Internet Plan in Retirement
Sponsored
Your internet needs can change dramatically after you stop working. Here's how to make sure you're not overpaying (or underpowered).
By Paige Cerulli
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You Could Be Overpaying for Internet. Here’s How to Choose the Right Type
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Fiber, cable, 5G wireless and satellite internet all offer different speeds, reliability and price points. Understanding the differences could help you lower your monthly bill or improve performance.
By Paige Cerulli
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Is Prepaid Wireless Making a Comeback — and Can It Lower Your Phone Bill?
Sponsored
Once seen as a budget alternative, prepaid wireless is attracting new attention as networks improve and shoppers look for flexible, lower-cost options.
By Paige Cerulli
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Look Out for These Gold Bar Scams as Prices Surge
Fraudsters impersonating government agents are convincing victims to convert savings into gold — and handing it over in courier scams costing Americans millions.
By Paige Cerulli
