Flood Insurance May Cost You More
Becoming a Homeowner

Flood Insurance May Cost You More

New national rating procedures will raise premiums for more than 3.8 million policyholders.
October 29, 2021
Is Hybrid Long-Term Care Insurance Right for You?
Long-Term Care Insurance

Is Hybrid Long-Term Care Insurance Right for You?

If you hate the idea of paying for long-term care insurance you may never use, a hybrid policy could be for you. The money you paid in premiums doesn’…
October 28, 2021
Smart Year-End Move: Manage Your Employee Benefits
Financial Planning

Smart Year-End Move: Manage Your Employee Benefits

For 2021, employers may provide a 12-month grace period for both types of flexible spending accounts.
October 27, 2021
Is Your Home as Protected as You Think? It’s Time for a Policy Review
home insurance

Is Your Home as Protected as You Think? It’s Time for a Policy Review

It’s better to find out your coverage falls short before something happens rather than after. Here’s how to get started and what to look for as you re…
October 27, 2021
Billed for a COVID-19 Vaccine? Don't Pay
Healthy Living on a Budget

Billed for a COVID-19 Vaccine? Don't Pay

If you are charged, it's an error. Call your provider directly and dispute the fees.
October 25, 2021
Too Busy to Study Your Company's Health Insurance Options? Do These 4 Things
health insurance

Too Busy to Study Your Company's Health Insurance Options? Do These 4 Things

Yes, it's a tedious task. But one hour of your time could be worth thousands of dollars. A former firefighter and paramedic turned financial planner s…
October 9, 2021
11 Reasons You Don't Want to Retire in Florida
retirement

11 Reasons You Don't Want to Retire in Florida

An overabundance of boomers, critters, sweat and weirdness. Welcome to the dark side of the Sunshine State.
October 6, 2021
Your Guide to Open Enrollment 2022
Employee Benefits

Your Guide to Open Enrollment 2022

Health care costs continue to climb, but subsidies will make some plans more affordable.
September 30, 2021
Penalty for the Unvaccinated?
Coronavirus and Your Money

Penalty for the Unvaccinated?

A “yes or no” box to verify your vaccination status could be part of open enrollment for health insurance in the future.
September 29, 2021
Disability Insurance Can Provide COVID Coverage
Coronavirus and Your Money

Disability Insurance Can Provide COVID Coverage

If you are concerned about long-term complications from COVID-19, consider disability insurance coverage.
September 28, 2021
How Life Insurance Fits into a Retirement Plan
life insurance

How Life Insurance Fits into a Retirement Plan

While some may view life insurance as a simple way to replace income or cover final expenses, there are many benefits to considering it as an importan…
September 26, 2021
Your Doctor is Retiring. Here's How to Find a New Physician
health insurance

Your Doctor is Retiring. Here's How to Find a New Physician

More doctors are considering quitting due to burnout from the pandemic. If you must find a new physician, get recommendations from friends and review …
September 24, 2021
COVID-19 Home Test Kits and PPE are Tax Deductible
Tax Breaks

COVID-19 Home Test Kits and PPE are Tax Deductible

You can also pay for home testing kits and personal protective equipment with FSA and HSA funds.
September 11, 2021
15 Things Retirees Should Buy at Costco
Making Your Money Last

15 Things Retirees Should Buy at Costco

From its house brand Kirkland Signature lineup to name brands and hidden gems, the warehouse club offers bargains aimed at mature shoppers.
September 8, 2021
Your Tree, Your Neighbor’s Property: Whose Insurance Pays?
insurance

Your Tree, Your Neighbor’s Property: Whose Insurance Pays?

And how to be a good neighbor when your tree drops by uninvited.
September 2, 2021
10 Things to Know About Hurricane Insurance Claims
Becoming a Homeowner

10 Things to Know About Hurricane Insurance Claims

Know what's covered, what isn't, and how to make the most of your policy if you need to file a claim.
August 30, 2021
Credit Cards Offer Travel Insurance
Travel

Credit Cards Offer Travel Insurance

Premium rewards cards that may charge an annual fee generally provide better coverage.
August 26, 2021
3 Ways Early Retirees Can Minimize Their Health Insurance Costs
health insurance

3 Ways Early Retirees Can Minimize Their Health Insurance Costs

Until you can go on Medicare, you’ll need health insurance on your own, and of course that can be pricey. Subsidies through the Affordable Care Act ca…
August 24, 2021
Retirees, It's Not Too Late to Buy Life Insurance
life insurance

Retirees, It's Not Too Late to Buy Life Insurance

Improvements in underwriting have made it easier to qualify for life insurance, which can be a useful estate-planning tool.
August 17, 2021
How Millennials Are Changing the Life Insurance Game
life insurance

How Millennials Are Changing the Life Insurance Game

More than any other age group, millennials are feeling the need for life insurance due to COVID-19, and the way they’re shopping for it is a little di…
August 11, 2021
How Much Umbrella Insurance Do I Need?
umbrella insurance

How Much Umbrella Insurance Do I Need?

Having too much liability insurance is better than having too little. Use our calculator to determine how much umbrella coverage is right for you.
August 3, 2021
How Patients with Lasting Symptoms of COVID Can Apply for Disability
Financial Planning

How Patients with Lasting Symptoms of COVID Can Apply for Disability

Those who can no longer work because of COVID-19 may qualify for these benefits but the approval process can be a difficult road.
July 30, 2021
Exercise Saves Seniors Money on Health Care
Healthy Living on a Budget

Exercise Saves Seniors Money on Health Care

Adults who increase their physical activity pay hundreds less per year for health care, a new study shows.
July 29, 2021
When It’s Time to Drop Your Parents’ Health Insurance
Starting Out: New Grads and Young Professionals

When It’s Time to Drop Your Parents’ Health Insurance

Thanks to the Affordable Care Act, the uninsured rate for twenty-somethings has plummeted.
July 29, 2021
Other Uses for Life Insurance You May Not Know About
life insurance

Other Uses for Life Insurance You May Not Know About

There may be potential benefits to life insurance beyond its traditional uses, especially when it comes to taxes, estate planning and long-term care. …
July 21, 2021
Myth: Life Insurance is NOT Taxable
insurance

Myth: Life Insurance is NOT Taxable

The reality is that life insurance is treated as an asset in your estate. And if the payout pushes your estate past federal or state estate tax exclus…
July 12, 2021