Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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Is a Roth Conversion Just Not That Into You? How To Tell It's Not a MatchSometimes a Roth conversion isn't right for you — or at least not right now. A financial adviser explains what you should consider before getting involved.
By Katie Woloshin Corsetto
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Traditional IRA Basics: 10 Things to Know to Build WealthBasics A traditional IRA can be a powerful retirement-savings tool but you need to understand contribution limits, RMDs, rules for beneficiaries under the SECURE Act and more.
By Jackie Stewart
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The Average Monthly Social Security Check: April 2026The average monthly Social Security check amount might surprise you. Here's a look at March's numbers and why they matter.
By Donna LeValley
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Five Reasons You Should Take Social Security At 62 (and Five Reasons You Should Wait)There are sound reasons to take Social Security early. While many experts say it's best to wait until full retirement age to claim benefits, here are some reasons to start early.
By Kathryn Pomroy
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Plan Your Time as Carefully as Your Money in RetirementSponsored by American National
You wouldn't retire without a financial plan. So why do most people retire without a "time plan"?
By Jacob Schroeder
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Why a Rushed Gray Divorce Can Quietly Destroy Your RetirementWhen you're navigating a gray divorce, don't rush to split assets. A settlement that looks good on paper may contain losses you won't have time to recover from.
By Christopher Castellano
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The Average 401(k) Balance by Age and GenerationHow did your 401(k) balance rank vs savers your age in the fourth quarter? Learn the keys to building a retirement account that will last a lifetime.
By Adam Shell
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I've Been Offered a Buyout, but I Love My Job and 'Work Family'We asked financial advisers whether this 62-year-old should take the six-month buyout and retire, or work a few more years.
By Donna Fuscaldo
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How Savvy Retirees Turn Second Homes Into Passive Income EnginesBuying a second home during retirement, especially if your savings are solid, can improve your lifestyle or be a strategic financial choice. But it requires meticulous planning.
By Kathryn Pomroy
