David Muhlbaum

David Muhlbaum

Senior Online Editor, Kiplinger.com

David Muhlbaum has worked for Dow Jones Newswires and America Online, where he became the editor of its business news content. He has also worked for MarketWatch. He joined Kiplinger in 2001, handling a variety of content, including business forecasting, taxes, and automotive issues. He is a co-host of Your Money's Worth, Kiplinger's podcast. 

The Pros and Cons of Target Date Funds with Tony Drake
photo of a piggy bank with a target on its side and arrows
Financial Planning

The Pros and Cons of Target Date Funds with Tony Drake

The simplicity of target date funds has made them popular, particularly among 401(k) savers. But investors may be paying a price.
October 19, 2021
The 10 Most Tax-Friendly States for Middle-Class Families
Picture of U.S. map with coins on it
state tax

The 10 Most Tax-Friendly States for Middle-Class Families

If a move from one state to another is in your future, you could save big bucks by relocating to one of these states where the tax bite is light for m…
October 19, 2021
Taxes in Retirement: How All 50 States Tax Retirees
Senior couple slow-dancing in their living room
Tax Breaks

Taxes in Retirement: How All 50 States Tax Retirees

We rated every state, plus Washington, D.C., on how retirees are taxed. We considered taxes on Social Security and other retirement income, tax exempt…
October 19, 2021
The 10 Least Tax-Friendly States for Middle-Class Families
picture of money on a U.S. map
state tax

The 10 Least Tax-Friendly States for Middle-Class Families

Failing to consider state and local taxes before moving your family to another state could cost you thousands of dollars each year.
October 14, 2021
10 Least Tax-Friendly States for Retirees
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retirement

10 Least Tax-Friendly States for Retirees

When it comes to state and local taxes, retirees in these states are likely to pay more than retirees in other states.
October 14, 2021
5 States With No State Sales Tax
Cash register at a store.
Tax Breaks

5 States With No State Sales Tax

A handful of states don't impose a sales tax, but that doesn't necessarily make them the best states for low taxes.
October 13, 2021
10 States with the Highest Gas Taxes
picture of frustrated man pumping gas
state tax

10 States with the Highest Gas Taxes

Whether you're simply saving a few bucks while road-tripping or saving big bucks on regular fill-ups all year long, crossing state lines for gas can p…
October 7, 2021
10 Most Tax-Friendly States for Retirees
picture of U.S. map with change purse filling with coins
retirement

10 Most Tax-Friendly States for Retirees

If you want your retirement savings to last longer, consider moving to one of these states that impose the lowest taxes on retirees.
October 6, 2021
Oh Unlucky Heirs with Tim Steffen
Photo of grieving family at graveside
Financial Planning

Oh Unlucky Heirs with Tim Steffen

Just because you’re in the will doesn’t mean you’re sitting pretty. Also: Does October deserve its scary reputation for stocks?
October 5, 2021
33 States with No Estate Taxes or Inheritance Taxes
A view of the Rocky Mountains in Colorado with the mountains reflected in a small lake
retirement

33 States with No Estate Taxes or Inheritance Taxes

Even with the federal exemption from death taxes raised, retirees should pay more attention to estate taxes and inheritance taxes levied by states.
October 4, 2021
ETFs and Mutual Funds with Todd Rosenbluth
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Index Funds

ETFs and Mutual Funds with Todd Rosenbluth

Which is better: ETFs or mutual funds? And how do you decide where to put your investments? CFRA fund expert Todd Rosenbluth has some answers. Also, h…
September 22, 2021
How to Complain (and Get Results), with Emma Patch
Photo of woman complaining on the phone
Basics

How to Complain (and Get Results), with Emma Patch

In today's customer-service environment, getting through and getting results takes determination — and skill. We'll talk about techniques to help you …
September 7, 2021
The Ins and Outs of IRAs with Ed Slott, CPA
Piggy bank with Roth IRA written on it
Roth IRA Conversions

The Ins and Outs of IRAs with Ed Slott, CPA

Are you saving for retirement? Good start. But almost everyone has something to learn about optimizing their individual retirement account from IRA st…
August 23, 2021
10 States with the Highest Gas Taxes
picture of frustrated woman at gas pump
taxes

10 States with the Highest Gas Taxes

COVID-19 has made us appreciate driving our cars more, but filling up the tank will cost you more in these states.
July 28, 2021
Investing in Space: The Sky Is Not the Limit, with Andrew Chanin
Photo from space of earth
Technology

Investing in Space: The Sky Is Not the Limit, with Andrew Chanin

We talk to a pioneering fund manager about investing opportunities are in space. Also: Inflation is here — how should you adjust your investments?
July 27, 2021
Get the Most from the Expanded Child Tax Credit
photo illustration of a happy family
Tax Breaks

Get the Most from the Expanded Child Tax Credit

The latest government stimulus is a much-more generous child tax credit, with a new twist: The IRS is going to send you money each month, if you're el…
July 15, 2021
How to Get a Car Deal in a Crazy Market with Karl Brauer
photo illustration of car buying
Buying & Leasing a Car

How to Get a Car Deal in a Crazy Market with Karl Brauer

As used car values soar, the old rules of how to get the best price still hold. Also, in the stock market, value stocks pull a rotation move on growth…
July 2, 2021
The Most Expensive Natural Disasters in U.S. History
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Economic Forecasts

The Most Expensive Natural Disasters in U.S. History

Wind, water, fire and drought have all wreaked havoc on the United States. What’s been the worst?
July 1, 2021
Perils and Profits of Cannabis Investing with Matt Hawkins
photo illustration of money and marijuana leaf
Becoming an Investor

Perils and Profits of Cannabis Investing with Matt Hawkins

A rapidly evolving legal landscape is keeping cannabis investors on their toes. We talk to private-equity investor Matt Hawkins, who has long experien…
June 2, 2021
Is Your Home Insured Against Disaster? Better Check
photo illustration of hurricane damage
Becoming a Homeowner

Is Your Home Insured Against Disaster? Better Check

Your insurance policy might leave you high and dry when things get wet (or hot, or shaky). We'll talk about making sure you're fully covered. Also, in…
May 18, 2021
Tap the Money Tied Up in Your Home with Keith Gumbinger
photo illustration money home
Markets

Tap the Money Tied Up in Your Home with Keith Gumbinger

Housing prices have been on a tear, and that means home equity is up, too. Turning that value into cash in your wallet can be complicated, though. Equ…
May 12, 2021
Annuities: How They Could Work for You
photo of annuities agreement being signed
Financial Planning

Annuities: How They Could Work for You

No doubt, investing in annuities can be a tough call for the active investor. But there comes a time when relinquishing some control in exchange for r…
May 6, 2021
Saver's Credit: A Retirement Tax Break for the Middle Class
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Tax Breaks

Saver's Credit: A Retirement Tax Break for the Middle Class

Your retirement contributions could be the key to a lower tax bill.
May 3, 2021
Estate-Planning Your Stuff with T. Eric Reich
photo of old china service
Empty Nesters

Estate-Planning Your Stuff with T. Eric Reich

What to do with the house, the vacation house and the china? We talk with a financial adviser who's got some wise counsel. Also, who makes up the so-c…
May 2, 2021
How to Invest Green in a White-Hot Market, with Anne Kates Smith
photo illustration of green energy
Kiplinger's Investing Outlook

How to Invest Green in a White-Hot Market, with Anne Kates Smith

Sustainable stocks are going gangbusters. In an era of triple-digit gains for many market favorites (it's not just Tesla), we look for value options. …
April 15, 2021
Bitcoin: Should You Invest? With Tyrone Ross
photo illustration of bitcoin
Becoming an Investor

Bitcoin: Should You Invest? With Tyrone Ross

Pretending it’s a fad that will go away didn't work for the internet, and it won’t work for cryptocurrency, either. But there are still so many questi…
April 6, 2021
This Hot Housing Market with Daniel Bortz
person touring home for sale
Becoming a Homeowner

This Hot Housing Market with Daniel Bortz

Home sales and prices have been on a tear and are forecast to continue to rise in 2021. Whether you're hoping to sell, buy or refi, contributing write…
March 31, 2021