Whether you're trying to find more room in your budget to pay down debt, build an emergency fund or boost retirement savings, there are plenty of ways to cut your spending. Here are 28 expenses you might easily be able to cut so you'll have more cash. Plus, I've rounded up tips from personal finance bloggers about easy ways to spend less and save more without going overboard and giving up everything you enjoy.
3 Ways to Save Hundreds (or Even Thousands) of Dollars Without Thinking [Wise Bread]
"Here are three ways to put more money in your pocket each month without having to dramatically change your behavior."
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Quick and Easy Ways to Save [Save on (Almost) Everything]
"I’ve put together a list of things you can do in 15 minutes or less to save thousands of dollars every year. Follow these and you’ll be on your way to reaching your goals."
9 Ways to Avoid Lifestyle Inflation -- Spending Less When You Earn More [Money Crashers]
"If you find yourself itching to spend after scoring a big promotion at work, try these tips to keep the money in your pocket."
Finding a Balance Between Spending and Saving [Frugal Rules]
"The great thing about having a balance between saving and spending is that it puts you in a financial position to worry less about those little extras."
Can You Be Too Frugal? [Christian Personal Finance]
"While frugality can bring about many positive changes in your life, cheap becomes a way of life that ironically can lead to spending more money in the long run."
The Dangers of Heroic Budgeting [The Simple Dollar]
"I thought that by having an incredibly tight and small budget, I would be able to solve all of my financial problems quickly. By being a 'hero' and giving up every little pleasure in life, I would somehow make things better over the long run. It didn’t really work."
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The Social Security Test Every Wealthy Retiree Must TakeWhen you work and collect Social Security benefits before your FRA, you are subject to the Retirement Earning Test that could result in a temporary reduction of your benefits.
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I'm a Government Employee and Need to Get By Until the Shutdown Ends. What Can I Do?The second-longest shutdown in history is leaving many federal workers with bills due and no paycheck to cover them. Here's what you can do to get by.
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Five Ways to Save on Vacation Rental PropertiesTravel Use these strategies to pay less for an apartment, condo or house when you travel.
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How to Avoid Annoying Hotel Fees: Per Person, Parking and MoreTravel Here's how to avoid extra charges and make sure you don't get stuck paying for amenities that you don't use.
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How to Appeal an Unexpected Medical Billhealth insurance You may receive a bill because your insurance company denied a claim—but that doesn’t mean you have to pay it.
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Amazon Prime Fees Are Rising. Here’s How to Cancel Your Amazon Prime MembershipFeature Amazon Prime will soon cost $139 a year, $180 for those who pay monthly. If you’re a subscriber, maybe it’s time to rethink your relationship. Here’s a step-by-step guide to canceling Prime.
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How to Haggle for Almost AnythingSmart Buying Learning how to haggle is an invaluable skill. These strategies will help you negotiate a better price for just about any product or service.
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Disability Insurance Can Provide COVID CoverageCoronavirus and Your Money If you are concerned about long-term complications from COVID-19, consider disability insurance coverage.
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21 Things You Can't Return to Amazon — Either Online or In-StoreDid you know there are things you can't return to Amazon? Before adding these 21 items to your cart, be sure to read Amazon's return policy first.
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How to Avoid a Charity Scampersonal finance Scammers never quit, even when you're trying to be altruistic. But you can avoid getting duped if you do your homework.
