Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
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Where to Find 4.50% One-Year CDs NowSavings The best one-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -
The Best 3-Year CDs: Earn Up to 4.60%Savings Compare top CD rates, minimum deposits and early withdrawal penalties to grow your savings.
By Sean Jackson
Savings -
10 Myths About Health Savings AccountsWhen you’re choosing a health plan for the year, one option may be a high-deductible plan that makes you eligible to contribute to a health savings account.
By Kimberly Lankford
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The I-Bond Rate of 5.51% Is Mildly Attractive. Here's Why.Investing for Income The current I-bond rate is active through April 2027. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
Investing for Income -
Best CD Rates — Earn Up to 4.85%Savings Compare today's top CD rates and find the right account to help you earn a competitive return on your savings.
By Sean Jackson
Savings -
Should You Put $100,000 in One Jumbo CD or Several CDs?Compare one jumbo CD with multiple traditional CDs based on rates, flexibility, penalties and deposit insurance.
By Choncé Maddox
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Where's the Best Place to Store $10k Now?Knowing where to store $10k positions you to take advantage of high rates now, with the flexibility to pivot if inflation continues to rise.
By Sean Jackson
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CDARS: A Tool for Diversifying Your SavingsCDARS offers a streamlined way to spread the money across certificates of deposit at multiple partner banks.
By Ella Vincent
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How Much Money Should You Put in a CD?CDs offer guaranteed returns, but locking up too much cash can leave you short when you need it. Here's how to find the right amount.
By Paige Cerulli
