Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
Latest
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Best 529 Plans of 2026
Check out the best 529 plans of 2026 and find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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What to Do When You Bank Lowers Your APY
Why banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.
By Sean Jackson
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All That Cash in Your Checking Account Might Be Holding You Back
Keeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.
By Choncé Maddox
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The New 60/30/10 Budgeting Method Could Replace the Traditional 50/30/20 Rule
In today’s inflated economy, the 60/30/10 budgeting method could be a better option for your financial situation.
By Erin Bendig
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Best Money Market Accounts — January 2026
Savings Money market accounts deliver checking account flexibility while helping you earn up to 4.10% APY.
By Sean Jackson
Savings -
Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2026
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
Savings -
See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates: January 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
