Savings
News, insights and expert analysis on savings from the team at Kiplinger.
Explore Savings
Latest
-

The 401(k) Mistake That Could Cost You Millions in Retirement Savings
Thinking about reducing your 401(K) contributions? Here are six reasons why you might want to reconsider.
By Donna Fuscaldo
-

Best No-Fee High-Yield Savings Rates: February 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
-

Best High-Yield Savings Accounts February 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
-

4 Psychological Tricks to Save More in 2026
Psychology and money are linked. Learn how you can use this to help you save more throughout 2026.
By Sean Jackson
-

Trump Nominates Kevin Warsh to Fed Chair. How Will This Impact Savers?
Here's a look at how Warsh could influence future Fed policy if he's confirmed.
By Sean Jackson
-

After the Fed Meeting, 7 High-Yield Savings Accounts Worth Your While
The Fed didn't cut rates at its January meeting, giving savers more time to secure rates as high as 4.35% APY.
By Sean Jackson
-

Why a 5-year CD is Still Your Best Bet After the Fed Meeting
With the rate pause at the January Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
-

How To Get the Best Savings Account Bonuses
A savings account bonus gives your savings a head start while taking advantage of high interest rates before they disappear. Here's what you need to know.
By Erin Bendig
-

How This 529 'Superfund' Strategy Can Transform Your Estate Plan
This 529 strategy — superfunding a 529 — can help you maximize savings for a child or grandchild's education expenses.
By Erin Bendig
