Best Accounts at Banks and Credit Unions

Whether you're looking for free checking or high yields on your balances, we've pinpointed the top options.

As part of Kiplinger's annual list of the best personal finance products and services, we picked the top accounts at banks and credit unions. Be sure to see the complete list of our favorite investments, financial products, travel tools and more.

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Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.