The Best Personal-Finance Products and Services
We name the top investments, money-management tools, vehicles, retirement spots and more.
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All year long, Kiplinger’s writers and editors choose investments, financial products, cars, travel tools and technology that have the best prospects or represent the best value. In this issue, we put our heads -- and our lists -- together to name the crème de la crème of the many things we cover: promising stock and fund picks, most-rewarding banks and credit cards, cruises that won’t sink your budget, places to retire to match your interests, wheels for every profile, even pet insurance. Use our package as a shopping list for every facet of your financial life.
17 Best Investing Tips and Picks
From stocks for dividends to funds for a fickle market, we found investments for every portfolio.

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10 Best Personal-Finance Tools to Better Manage Your Money
Take control of your finances with these budgeting and credit sites, tax software, health care tools and more.
Best Accounts at Banks and Credit Unions
Whether you're looking for free checking or high yields on your balances, we've pinpointed the top options.
Best Credit Cards You Can Get Now
Our picks offer cash back, rewards and even a prepaid option.
Best Cars for Every Type of Driver
We found the ideal vehicle for everyone from wallet watchers to soccer moms to luxury seekers.
Best Cruises, Airlines, and Booking Sites for Your Travel Dollar
Get the most bang for your vacation buck with our picks.
Best Cell-Phone Plans for Every Type of User
As carriers battle for your business, we help you cut through the hype to find the right plan for you and your family.
Whether you're looking for a spot off the beaten path, a locale with low taxes or access to top-notch golf courses, we found the place for you.
11 Great Tech Gifts for This Holiday Season
We found something for everyone on your list -- from kids to music lovers to fitness fanatics.
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Stock Market Today: Stocks Rise Ahead of Next Inflation Update
The major indexes notched modest gains for a second straight day.
By Karee Venema • Published
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How to Choose a Money Market Account
Here’s what to consider when you choose a money market account — an interest-bearing account that usually offers higher interest rates than traditional savings accounts.
By Erin Bendig • Published
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Best Cash Back Credit Cards March 2023
Smart Buying Looking for the credit card that pays the most cash back? These lenders may pay hundreds of dollars, with minimum hassle.
By Lisa Gerstner • Last updated
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I-Bond Rate Is 6.89% for Next Six Months
Investing for Income If you missed out on the opportunity to buy I-bonds at their recent high, don’t despair. The new rate is still good, and even has a little sweetener built in.
By David Muhlbaum • Last updated
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What Are I-Bonds?
savings bonds Inflation has made Series I savings bonds enormously popular with risk-averse investors. How do they work?
By Lisa Gerstner • Last updated
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Your Guide to Open Enrollment 2023
Employee Benefits Health care costs continue to climb, but subsidies will make some plans more affordable.
By Rivan V. Stinson • Published
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Watch Out for Flood-Damaged Cars from Hurricane Ian
Buying & Leasing a Car In the wake of Hurricane Ian, more flood-damaged cars may hit the market. Car prices may rise further because of increased demand as well.
By Bob Niedt • Last updated
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What You Need to Know About Life Insurance Settlements
life insurance If your life insurance payments don’t seem worth it anymore, consider these options for keeping the value.
By David Rodeck • Published
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Best Travel Rewards Credit Cards March 2023
credit cards Business road warriors and leisure travelers can use travel rewards credit cards to turn miles logged into other things — including more travel.
By Lisa Gerstner • Last updated
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What Is APR?
Even for those who pay off their credit card balances every month, knowing your APR is part of keeping good credit habits.
By Rivan V. Stinson • Last updated