8 Best Wireless Phone Plans for Every Type of User

Because the wireless carriers are no longer subsidizing phone prices with most of their plans, buying a smartphone these days will cost you a pretty penny—especially if you want a top-of-the-line device.

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Because the wireless carriers are no longer subsidizing phone prices with most of their plans, buying a smartphone these days will cost you a pretty penny—especially if you want a top-of-the-line device. A full-price, 32GB iPhone 7 runs $649, for example, and a Samsung Galaxy S7 is at least $650, depending on the carrier. All of the major carriers let you split the cost into monthly payments over the course of two years or longer.

The good news? Forking over full price for a device means you’ll pay less for monthly service. And the carriers, both big and small, are competing for customers with enticing deals on their plans. We’ve highlighted wireless plans in several categories, based on the type you need. Prices do not include device payments, and data speed is the fastest 4G LTE, except where otherwise noted.

Lisa Gerstner
Contributing Editor, Kiplinger's Personal Finance

Lisa has spent 15 years with Kiplinger’s Personal Finance and heads up the magazine’s annual rankings of the best banks, best rewards credit cards, and financial-services firms with the best customer service. She reports on a variety of other topics, too, from retirement to health care to money concerns for millennials. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.