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YOUR RETIREMENT

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PLAN, SAVE & MAKE YOUR MONEY LAST

ESTATE PLANNING
This is no time for shortcuts. Learn what you should do to make sure your final wishes are carried out.
 
ESTATE PLANNING
Good Reasons to Change Your Will
Life is ever-changing and so are your estate-planning needs. Here are seven situations in which you'll want to re-evaluate your will.
 
ESTATE PLANNING
Four Facts of Living Trusts
Trusts are a valuable tool, but they may not be for everyone. It pays to know the ins and outs before you put your trust in a trust.
 
ESTATE PLANNING
Putting Your Trust in Trusts
Save time, money and hassle by steering assets away from the probate process when you die.
 
ESTATE PLANNING
Forces That Affect Your Estate Plan
From probate and ownership division to the taxing arm of Uncle Sam, here are four things that can influence what happens to your belongings.
 
ESTATE PLANNING
Sorting out a Life
Heirs. Creditors. The IRS. How to handle them all if it's up to you to settle an estate.
 
ARCHIVES
If you've been asked to serve as an executor, lay the groundwork now.
You don't have to have billions, like Warren Buffett or Bill Gates, to improve the world through philanthropy. Millions of Americans do it on a smaller scale each year, and a lot of them are creating their own mini foundations with no legal hassle.
Budding philanthropists can invest their money and give to their favorite charities.
It pays to know what charges to expect when planning a funeral for yourself or a loved one.
Rule number one for managing an inheritance: Don't do anything rash.
Incentive trusts can perpetuate your wishes -- or fuel a family squabble.
The death of Dana Reeve, so soon after her Superman husband, Christopher, is a reminder of the need to plan for the passing of two parents.
It's not just the size of Warren Buffett's gift but the fact that he applied the same scrutiny to his largesse as he does to his investments. His example provides a lesson for all of us.
Tax-deferred assets can grow for decades if your heirs don't make mistakes.
It's important to get your paperwork in order, and let your kids into the loop.
  INDEXES
THE 40+ LIFE: LIFE-CHANGING LEGACY
Expecting to inherit some money? Rule number-one: Don't do anything rash. Handled properly, the money can boost your retirement savings, give you financial security, finance a career change or college for the kids, or just let you have a little fun.
KF
Kipinger's Retirement Report
KIPLINGER'S MONEY POLL
What has thrown the biggest wrench in your budget?
High gas prices
High food prices
Increasing debt and bills
A frozen home-equity line of credit
None of the above
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Probate
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