Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Kiplinger Interest Rates Outlook
Forecasts Long-term rates have stair-stepped down, and odds of a cut in short-term rates just rose with a poor jobs report.
By David Payne Last updated
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Ford Warns $3 Billion Tariff Bill Will Cut Profits and Pressure Prices in 2025
Ford now expects a $3 billion tariff hit this year — pushing up costs on parts, altering vehicle pricing and narrowing dealer discounts even as sales stay strong.
By Choncé Maddox Published
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What Trump's EU Trade Deal Means for Your Wallet
Trump's trade deal with the EU averted the worst case scenario, but US consumers might still see price hikes on some key goods.
By Rachael Green Published
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119 JCPenney Stores Just Sold — Here’s What Shoppers Should Know
The $947 million JCPenney deal hints at bigger retail and real estate shifts.
By Paige Cerulli Published
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Three Electronics to Buy Before Tariffs Hit (And One to Skip for Now)
With new tariffs taking effect August 1, certain electronics could soon cost more. Here's what to consider buying before prices rise.
By Choncé Maddox Published
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Financial Fact vs Fiction: Why Inflation Is Lower, But Prices Are Not
Do you think bonds protect you from stock losses? Are you confident your assets will go to your intended heirs if all you have is a will? Think again — and read on for other myths that could be leading you astray.
By Scott McClatchey, CFP® Published
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How to Find the Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.45%. See our top choices.
By Erin Bendig Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.45%.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.28%, outpacing inflation and helping you meet long-term savings goals.
By Erin Bendig Last updated