Retirement News, insights and expert analysis on retirement from the team at Kiplinger. The Average 401(k) Balance by Age and Generation in 2026 How did your 401(k) balance and savings rate rank vs savers your age in the first quarter of 2026? Learn the keys to building a retirement account that will last a lifetime. Estate Planning Quiz: Can You Decode These 10 Critical Terms? Why Dave Ramsey Says Retiring at This Particular Age Is a Big Mistake Lost Your Spark? 6 Ways to Break Out of a Retirement Funk Explore Retirement Asset Allocation Long-term Care Retirement Plans Annuities Inheritance Medicare Estate Planning Happy Retirement Social Security Retirement Planning Latest When Will Social Security and Medicare Run Out of Money? Social Security and Medicare trust funds, which help pay benefits, are projected to outspend their surpluses. What happens when the safety net faces a shortfall? The Y Rule of Retirement: Why Men Need to Plan Differently If you have a Y chromosome (because you're a guy), following the 'Y rule of retirement' can help you transition to this new life stage with grace. By Jacob Schroeder Retiring From Excellence: Why Driven Professionals Struggle as Beginners You spent decades mastering your career, hobbies and savings. Now comes the hard part: learning how to be a novice all over again. By Jacob Schroeder 8 Boring Habits That Will Make You Rich in Retirement These mundane activities won't make you the life of the party, but they will set you up for a rich retirement. Discover the 8 boring habits that build real wealth. By Donna Fuscaldo 10 Things You Should Leave Out of Your Will, According to Experts Are you unclear about what you should leave out of your will when estate planning? Legal experts share the 10 items to exclude. By Erin Bendig Crypto 401(k) Options Are Expanding: The Only Reasons To Actually Click Buy Some employers are adding digital tokens to retirement plans. Before making a speculative move, here is the risk checklist advisors recommend. By Donna Fuscaldo 7 Ways to Plan Now to Save on Medicare IRMAA Surcharges Later Understand the critical two-year lookback period and why aggressive planning before you enroll in Medicare is the most effective way to minimize IRMAA. By Donna LeValley How to Take a 'Micro-Retirement' (and Why Your Career Will Thank You) Why wait until 65? More and more people are discovering the power of micro-retirements — short, strategic breaks taken years before they retire. By Kathryn Pomroy 5 Assets You Should Hold Onto in Retirement (Even If You Need the Cash) Sitting on little gold mines? It's natural to want to cash out when you retire. Here’s why you may not want to. By Donna Fuscaldo The Average IRA Balance by Age and Generation in 2026 Thanks to record contributions, the average IRA account balance is up nearly 8% over the past year despite market volatility that drove balances down in the first quarter of 2026. By Adam Shell 1 2 3 4 5 6 7 8 9 Archives
