Saving for Retirement

If your income exceeds the limits for contributions, you can avoid a penalty if you take the money out of the Roth before you file your tax return.

The gender pay gap often takes the spotlight when it comes to women's financial issues. But on the spending side of the equation is an equally worrisome ...

China's domestic consumers are willing to spend, giving the economy a sounder footing.

David Wagner is taking steps to better spot volatility risks.

Online calculators can help you estimate your life expectancy and determine how much money you'll need to retire.

We reviewed your questions—and our answers—to come up with the most timely financial advice of the past year.

Jump-start your retirement plan this Thursday when NAPFA planners will answer your questions during a live online Q&A.

Complete this to-do list by the end of the year and you’ll be in better shape for 2015.

These retirement funds lost less than the market during the recent downturn.

You still have time to contribute to a 401(k), IRA or SEP.

Not enough attention has been paid to the Fed policy's negative effects on savers.

Any eventual deal will be a blend of higher taxes and benefit cuts.

Those who regret taking benefits early have a couple options to boost their payouts.

Learn from the money-management questions asked by young adults and answered by professional financial planners in our latest Jump-Start Your Retirement Plan online chat.

This frequently overlooked break for moderate-income savers can be worth up to $2,000 per couple.

Take control of your finances with these budgeting and credit sites, tax software, health care tools and more.

If you have freelance income, you can make tax-deductible contributions to a solo 401(k) of $17,500 plus 20% of net self-employment income.

These companies will prosper as corporate America starts to upgrade and replace plants and equipment.

Fidelity takes top honors, but most of these firms shine in one category or another.

Author Alan Krueger's high school textbook offers financial lessons for all of us.

To adapt to new roles -- and schedules -- a couple must compromise.

Instead of stopping work cold turkey, more seniors are transitioning into retirement by switching to less-demanding jobs and more flexible work schedules.

Starting a nest egg is pretty simple. You set aside part of your paycheck in either an employer-sponsored retirement plan or a retirement account that ...

After-tax contributions from a company retirement plan can now be split off and moved directly to a Roth IRA.

Tips from personal finance bloggers about how young adults can pay down debt and take charge of their money.

The high yield of preferred stocks should be a garnish to your portfolio, not the main course, as you'll be taking on more risk.

You’ll be able to contribute more to employer plans, but IRA contribution limits will remain the same.

Squeeze every dime possible into your tax-advantaged retirement accounts with these lesser-known strategies.

Small business owners can benefit big time. But it's a different story for longtime pension participants.

Millennials prefer to pay by the month and stay in touch via text message.

We give you all the tools you need to reach your financial goals.

When you're just starting to earn money, saving may not be the first priority that comes to mind. But it should be.

Synchrony Bank tops the list for best yields on one-year IRA CDs.

The presenter mentioned that he sells annuities. He encouraged us to make an appointment for a free one-on-one consultation.

This retirement-savings plan is a good option for businesses with fewer than 100 employees.

Supercharge your nest egg by upping your savings in the year you turn 50.

Jump-start your retirement planning on Thursday when experts will answer your questions during a live online chat.

You can start contributing more cash to your IRA, 401(k) and other retirement accounts once you reach the milestone.

Even freelancers doing work on the side can contribute to a solo 401(k) or a Simplifed Employee Pension.

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, ...

These common mistakes can derail your retirement plans. Here's how to avoid them.

You could be overestimating your retirement expenses and underestimating your income.

Some retirees may benefit from investing part of their nest egg in a longevity annuity.

You can avoid the penalty if you have your IRA administrator move your 2014 Roth IRA contributions into a traditional IRA.

You may be better prepared than you think. We help you find out where you stand.

Consider the tax tab your income sources will generate in retirement.

Paying off your mortgage will bring peace of mind, but there may be better uses of your money in the short-term.

Take these four steps to ensure an IRA rollover is the right move for you.

A new tax rule could create problems for investors who roll money from matured IRA certificates of deposit into new IRA CDs.

Planning for surprise expenses can keep your retirement on track.