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Kiplinger's Personal Finance
As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.
If you decide you want it later, you'll have to pay a monthly late penalty for life.
See More From: Ask Kim
If you share your user name or password with a person or service, you may have a tougher time getting the brokerage firm to pay a claim.
You can stash as much as you earned for the year in a Roth, up to $5,500 plus an extra $1,000 if you’re 50 or older.
If your child turns 21 and is still a full-time student, the account can still get hit with taxes.
Beware: Your credit score could take a hit.
The maximum amount of earnings on which you pay Social Security taxes is rising to $127,200, up from $118,500 in 2016.
If you're older than 70½, the deadline for taking RMDs is New Year's Eve. Start the process now to beat the end-of-year rush—and to dodge the penalty for missing the deadline.
Many employers started hiring in October and early November, but it's not too late to apply for a seasonal job now.
Most Medicare recipients who have their premiums deducted from their Social Security benefits will see a modest boost in premiums of $4 or $5 per month.
These plans fill in the gaps in Medicare and come in 10 standardized versions, but the premiums and pricing methods vary.
Service members may be able to participate in the new blended retirement system, which changes pension guarantees but also provides matching contributions to the Thrift Savings Plan.
Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, tax breaks and legal protections that can make ...
See More From: Family Finances
Contribution limits won't change, but income limits will increase slightly.
Open enrollment to choose your Obamacare individual health insurance policy for 2017 runs from November 1, 2016, until January 31, 2017. Even if you already have a policy from the marketplace, it's a good idea to shop around for a better deal.
Cultivating healthy habits can get you everything from discounts on insurance to freebies to a big chunk of cash.
See More From: Healthy Living on a Budget
The cards still display Social Security numbers, and that won't change for a couple more years. Here's a workaround.
Some part-timers can keep socking money in a 401(k) and avoid required minimum distributions. It depends on your plan's rules.