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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
February 2017

A Tax-Friendly Way to Pay for School

You can use money from a Coverdell education savings account tax-free for education expenses from kindergarten through college.

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Ask Kim
February 2017

You Still Have Time to Make an HSA Contribution for 2016

If you had an eligible high-deductible health insurance policy last year, you have until this year's tax deadline to add money to an HSA.

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Ask Kim
February 2017

How to Get Money Back When You Turn in a Leased Vehicle

If you are well under your allotted mileage limit, you may be rewarded.

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Ask Kim
February 2017

How to Switch Out of a Medicare Advantage Plan

You usually can't switch to another Medicare Advantage plan until open enrollment in the fall, but there are exceptions.

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Health Care & Insurance
February 2017

Why You Need Disability Coverage

A group policy from work probably won’t replace enough of your income to meet your needs.

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Ask Kim
February 2017

What to Do When Your Broker Goes Rogue

If contacting the broker's superiors doesn't produce resolution, you could try escalating your complaint to FINRA or the SEC.

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529 Plans
February 2017

This Super-Saver Family Has Reaped Big Rewards

How they have already saved thousands of dollars toward their daughters' education.

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Ask Kim
February 2017

Distribution and Tax Rules for Inherited IRAs

You may have to pay income taxes on distributions from inherited IRAs.

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Ask Kim
February 2017

Deducting an IRA Contribution on Your Tax Return

If you have a workplace retirement plan, you can still stash money in an IRA. You can even take a deduction for a traditional IRA contribution if your income is low enough.

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Health Care & Insurance
January 2017

Hire Help to Handle Hefty Medical Bills

When a sudden medical crisis occurs, health insurance claim specialists can assist with resolving bill payment issues.

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Ask Kim
January 2017

5 Ways You Can Still Boost Your Tax-Advantaged Savings for 2016

You have until April 18 to contribute to an IRA for yourself and your spouse, a Roth IRA for your kid, and a health savings account.

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Health Care & Insurance
January 2017

FAQs About Health Savings Accounts

A health savings account can be a powerful financial tool to cover medical expenses and save for the future.

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Ask Kim
January 2017

How to Get Your Tax Refund Sooner

If you e-file and have your refund deposited directly into your bank account, the money is likely to show up within three weeks.

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Ask Kim
January 2017

How Home Buyers Can Tap an IRA Penalty Free

You can withdraw money from your retirement savings to pay for a house, but the rules are different for Roth and traditional IRAs.

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Ask Kim
January 2017

Qualifying for the Retirement Savers' Tax Credit

Retirees who earned too much money in the past may now qualify for this credit.

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Ask Kim
January 2017

Tax Deductions for Independent Contractors

Write-offs for business expenses will help offset your self-employed income.

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Ask Kim
January 2017

As the College Bills Approach, Ratchet Down Risk in a 529 Savings Plan

When your son or daughter enters high school, or even before, start shifting some of the money from aggressive funds into more-conservative ones.

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