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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
June 2017

What to Know About Enrolling in Medicare Part B

Sign up for Medicare Part B no later than eight months after you leave your job or you could be hit with lifetime penalties.

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Ask Kim
June 2017

Beware the Impact on RMDs When Reversing a Roth IRA Conversion

The amount of money that you recharacterize needs to be added back to your traditional IRA balance for year-end 2016 to calculate your 2017 required minimum distribution.

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Ask Kim
June 2017

What Kids Starting Jobs Should Know About Taxes

Income from your child's summer job can help fund a long-term financial plan.

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Ask Kim
June 2017

Paying for Off-Campus Housing with a 529 Plan

Your student's room and board could be covered tax-free for an entire 12-month lease, even if he or she only takes classes for nine months of the year.

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Ask Kim
June 2017

When Long-Term-Care Policies Kick In

Most policies pay when you need help with two of six activities of daily living or you are cognitively impaired. And most have a waiting period of 60 or 90 days.

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Ask Kim
June 2017

How to Speed Up a Life Insurance Payout

If you have the policy and death certificate when you file a claim, it may take as few as five business days to receive a check.

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Ask Kim
June 2017

How to Fix Your Social Security Earnings Record

Gather evidence of your earnings and make a call to the Social Security Administration.

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Ask Kim
June 2017

Medicare and Home Care

Know the rules for custodial assistance for your loved one.

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Ask Kim
June 2017

Self-Employed? Go Ahead, Make That IRA Contribution

Your IRA contributions don't affect your Simplified Employee Pension or solo 401(k) limits.

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Ask Kim
May 2017

5 Ways to Protect Your Home From Summer Storms

Hurricanes, tornadoes and strong summer storms can wreak havoc on your property and your budget. Take these steps to prevent a natural disaster from turning into a disaster for you.

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SLIDE SHOW
May 2017

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, tax breaks and legal protections that can make ...

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Ask Kim
May 2017

Tap Your Flexible Spending Account Before You Head to the Beach

On the list of eligible items: sunscreen, lip balm and prescription sunglasses.

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Ask Kim
May 2017

Protect Yourself From Identity Theft When Traveling

Take these seven steps before you leave on a trip to protect your identity and prevent hassles with your debit and credit cards.

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Ask Kim
May 2017

Your Tree, Your Neighbor's Property: Whose Insurance Pays?

This is a good time of year to trim trees that might cause problems, before the start of hurricane season on June 1.

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Ask Kim
May 2017

How Kids Can Start Investing

A parent or other adult needs to manage a custodial account, but most brokerage firms offer the same investing choices, commissions and fees for custodial accounts as for regular accounts.

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Ask Kim
May 2017

The Advantages of a Tax-Free Transfer From an IRA to Charity

Besides benefiting the charity, you may save a bundle on income taxes, as well as stay below the income cutoff for some other taxes and charges.

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Ask Kim
May 2017

How to Maximize the Home-Office Tax Deduction

There are two different ways to calculate the write-off. But to qualify, you must use your home office "exclusively and regularly" for your business.

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