See All Authors »

Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
March 2017

How to File an Amended Return to Claim an Education Tax Break

The American Opportunity Credit is worth up to $2,500 per student for each of the first four years of college. If you missed taking the credit, you may still be able to claim it by filing an amended return.

See More From: Ask Kim

Ask Kim
March 2017

How to Report a Tax-Free Transfer From an IRA to Charity

Your IRA administrator should have sent you a Form 1099-R, but you’ll also need to specify on your return that your distribution was a tax-free transfer to charity.

See More From: Ask Kim

Ask Kim
March 2017

When to Toss Tax Records

You can throw away most supporting tax records after three years. But keep your returns indefinitely.

See More From: Ask Kim

Family Finances
March 2017

Smart Personal Finance Moves If You're Leaving the Military

Plan a smooth return to civilian life with this checklist.

See More From: Family Finances

Ask Kim
March 2017

Meeting Your First RMD Deadline

If you turned 70½ last year, you had the option to delay your first required minimum distribution until April 1 of this year. Fair warning: That's a Saturday, so don't wait until the last minute.

See More From: Ask Kim

Ask Kim
March 2017

How to Make the Most of a Health Savings Account

Paired with a high-deductible health insurance policy, an HSA is a great way to save a tax-free stash of money for medical expenses. Most of the health care overhaul proposals in Congress would expand the use of HSAs.

See More From: Ask Kim

Buying & Selling a Home
March 2017

Buying and Selling a Home When You're in the Military

Benefit from special perks and resources to ease military moves.

See More From: Buying & Selling a Home

Ask Kim
March 2017

Savings Accounts for Special-Needs Children

More states are introducing ABLE accounts, which allow you to save money that can be used tax-free to benefit a person with a disability.

See More From: Ask Kim

Saving for Retirement
March 2017

Saving for Retirement When You're in the Military

Make the most of special savings plans and new rules.

See More From: Saving for Retirement

Careers
March 2017

A Fighter Pilot's New Career Takes Off

Air Force major now offers financial guidance to military members.

See More From: Careers

Ask Kim
March 2017

What You Should Know About Making 403(b) Catch-Up Contributions

Workers 50 and older aren't the only ones who can make bonus contributions.

See More From: Ask Kim

Ask Kim
March 2017

8 Smart Financial Moves to Make in 2017 If You're in the Military

Military Saves Week is the perfect time for military families to take stock of their finances, make the most of special saving opportunities and plan for the future.

See More From: Ask Kim

Ask Kim
February 2017

How High Earners Can Set Up a Roth IRA

It's simple: First contribute to a traditional IRA, then convert that IRA to a Roth.

See More From: Ask Kim

Ask Kim
February 2017

A Tax-Friendly Way to Pay for School

You can use money from a Coverdell education savings account tax-free for education expenses from kindergarten through college.

See More From: Ask Kim

Ask Kim
February 2017

You Still Have Time to Make an HSA Contribution for 2016

If you had an eligible high-deductible health insurance policy last year, you have until this year's tax deadline to add money to an HSA.

See More From: Ask Kim

Ask Kim
February 2017

How to Get Money Back When You Turn in a Leased Vehicle

If you are well under your allotted mileage limit, you may be rewarded.

See More From: Ask Kim

Ask Kim
February 2017

How to Switch Out of a Medicare Advantage Plan

You usually can't switch to another Medicare Advantage plan until open enrollment in the fall, but there are exceptions.

See More From: Ask Kim

Show More Stories