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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
December 2016

Think Twice Before Declining Medicare Part D Coverage

If you decide you want it later, you'll have to pay a monthly late penalty for life.

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Ask Kim
December 2016

What You Should Know About Brokerage Account Fraud Protection

If you share your user name or password with a person or service, you may have a tougher time getting the brokerage firm to pay a claim.

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Ask Kim
December 2016

Even Retirees Working Part-Time Can Contribute to a Roth IRA

You can stash as much as you earned for the year in a Roth, up to $5,500 plus an extra $1,000 if you’re 50 or older.

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Ask Kim
December 2016

What Parents Should Know About Taxes on Custodial Accounts

If your child turns 21 and is still a full-time student, the account can still get hit with taxes.

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Ask Kim
December 2016

Should You Cancel Your Credit Card?

Beware: Your credit score could take a hit.

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Ask Kim
December 2016

Social Security Taxes Will Nick More of Your Earnings in 2017

The maximum amount of earnings on which you pay Social Security taxes is rising to $127,200, up from $118,500 in 2016.

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Ask Kim
November 2016

FAQs About Required Minimum Distributions for Retirement Accounts

If you're older than 70½, the deadline for taking RMDs is New Year's Eve. Start the process now to beat the end-of-year rush—and to dodge the penalty for missing the deadline.

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Ask Kim
November 2016

How to Get a Job for the Holiday Season

Many employers started hiring in October and early November, but it's not too late to apply for a seasonal job now.

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Ask Kim
November 2016

Retirees to Pay More for Medicare in 2017

Most Medicare recipients who have their premiums deducted from their Social Security benefits will see a modest boost in premiums of $4 or $5 per month.

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Ask Kim
November 2016

What You Should Know About Medigap Pricing

These plans fill in the gaps in Medicare and come in 10 standardized versions, but the premiums and pricing methods vary.

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Ask Kim
November 2016

Big Changes Coming to the Military Retirement System

Service members may be able to participate in the new blended retirement system, which changes pension guarantees but also provides matching contributions to the Thrift Savings Plan.

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SLIDE SHOW
November 2016

10 Best Financial Benefits for Military Families

Members of the military have a lot of special financial challenges that most people don’t encounter. However, they have access to many special benefits, tax breaks and legal protections that can make ...

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Ask Kim
November 2016

What You Need to Know About Making IRA and 401(k) Contributions in 2017

Contribution limits won't change, but income limits will increase slightly.

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Ask Kim
November 2016

8 Things to Know About Obamacare Open Enrollment This Year

Open enrollment to choose your Obamacare individual health insurance policy for 2017 runs from November 1, 2016, until January 31, 2017. Even if you already have a policy from the marketplace, it's a good idea to shop around for a better deal.

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Healthy Living on a Budget
November 2016

How to Cash In on Your Good Health

Cultivating healthy habits can get you everything from discounts on insurance to freebies to a big chunk of cash.

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Ask Kim
October 2016

Why You Shouldn't Keep Your Medicare Card in Your Wallet

The cards still display Social Security numbers, and that won't change for a couple more years. Here's a workaround.

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Ask Kim
October 2016

Contributing to Retirement Accounts When You Haven't Fully Retired

Some part-timers can keep socking money in a 401(k) and avoid required minimum distributions. It depends on your plan's rules.

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