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Kimberly Lankford

Contributing Editor
Kiplinger's Personal Finance

As the "Ask Kim" columnist for Kiplinger's Personal Finance, Lankford receives hundreds of personal finance questions from readers every month. She is the author of Rescue Your Financial Life (McGraw-Hill, 2003), The Insurance Maze: How You Can Save Money on Insurance -- and Still Get the Coverage You Need (Kaplan, 2006), Kiplinger's Ask Kim for Money Smart Solutions (Kaplan, 2007) and The Kiplinger/BBB Personal Finance Guide for Military Families. She is frequently featured as a financial expert on television and radio, including NBC's Today Show, CNN, CNBC and National Public Radio.

Latest Features

Ask Kim
September 2016

Paying Taxes on a Home Sold After a Spouse's Death

Surviving spouses may be able to exclude a portion of home-sale profits if they meet certain criteria.

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Ask Kim
September 2016

What Do I Do With Unused 529 Plan Money?

Money that's left in these college-saving funds are subject to income taxes and an early-withdrawal penalty, except in some circumstances.

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Ask Kim
September 2016

How to Verify That New-to-You Auto Insurance Company Is Legit

Start by looking up the insurer’s complaint volume and how quickly those complaints were resolved.

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Ask Kim
September 2016

Making Catch-Up Contributions to a Health Savings Account

The rules are different for HSAs and retirement accounts.

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Ask Kim
September 2016

How to Open an ABLE Account for a Special-Needs Child

If you live in a state that doesn't have one of these new tax-advantaged plans yet, you can open one in another state.

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Medicare
September 2016

What Retirees Must Know About Medicare Advantage Plans

If you need additional help covering medical expenses, here's what you need to know.

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Ask Kim
September 2016

Dependent-Care Flexible Spending Accounts Aren't Just for Kids' Expenses

You can use the money tax-free to cover care for dependents of all ages while you work.

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Ask Kim
September 2016

How Redfin Can Save You Money on the Sale of Your Home

Sellers who use Redfin cut the commission to the selling agent by half—or more.

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Ask Kim
September 2016

How to Find a Lost Tax Form

You might be able to request a transcript from the IRS.

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Ask Kim
August 2016

Rules for Rolling Over an IRA to a Health Savings Account

Generally, you can roll over an IRA to an HSA if you haven't signed up for Medicare yet. But it gets complicated if you're within a year of Medicare eligibility.

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Ask Kim
August 2016

Rules For Catch-Up Contributions to Retirement Accounts

It doesn’t matter when your birthday is. You can start catch-up contributions anytime during the year you turn 50.

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Ask Kim
August 2016

FAQs About Giving Your RMD to Charity

Retirees can give up to $100,000 to charity tax-free from an IRA and have it count as their required minimum distribution for the year. Here’s what you need to know.

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Annuities
August 2016

Trade an Annuity for a Better One

Consider trading annuity contracts to save thousands each year.

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Ask Kim
August 2016

Tax-Smart Ways to Save When You're Too Old for a Traditional IRA

Some workers may be too old to contribute to a traditional IRA.

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Ask Kim
August 2016

4 Tax-Friendly Ways to Pay for Long-Term-Care Insurance

Take the sting out of the cost of your insurance premiums.

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SLIDE SHOW
September 2016

11 Common Medicare Mistakes

Medicare covers the bulk of your health care expenses after you turn 65. But Medicare's rules can be confusing and mistakes costly. If you don't make the right choices to fill in the gaps, you could end ...

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Ask Kim
August 2016

How a Student’s IRA Is Counted for Financial Aid

Money withdrawn from an IRA in the student’s name is hit hard by the federal financial aid formulas.

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