Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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What Is the 100,000 Mile Rule in Car Insurance?
The 100,000 mile rule in car insurance can help you slash premiums by slashing coverage you can’t use.
By Rachael Green Published
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Does Cruise Insurance Cover Pirates and Other Unexpected Risks?
How cruise lines handle onboard crime, risky situations at sea and what your travel insurance actually covers.
By Choncé Maddox Published
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How Much Does Flood Insurance Cost in 2025?
What homeowners and renters need to know about rising flood insurance rates, FEMA’s Risk Rating 2.0 and how to protect your property.
By Paige Cerulli Published
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The One Surefire Way to Keep Your Car Insurance Premium From Soaring
I'm an insurance expert, so I know from extensive experience: The more claims you file, the higher your car insurance premium. So maybe don't ask your insurer to fix that tiny scratch on your bumper.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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Is Your Smartphone Making Your Car Insurance More Expensive?
Apps that track your location and behavior could be quietly raising your rates — even if they're not from your insurance company.
By Paige Cerulli Published
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12 FAQs About Medicare
Medicare When you turn 65, you have to master a new health care system. We’re here to help.
By Kimberly Lankford Last updated
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10 Best Benefits for Military Members and Their Families
savings Service members face a range of threats – from the lethal to the financial. An array of military benefits and programs are meant to offset some of the risk for them, their spouses and their families.
By Lisa Gerstner Last updated
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What Pet Insurance Does and Doesn’t Cover
Pet insurance can save you thousands on vet bills, but it doesn’t cover everything. Here are the key types of coverage and exclusions you need to know.
By Rachael Green Published
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I'm an Insurance Pro: How Not to Get Dumped by Your Insurance Agent
Your insurance agent or broker might show you the door if you do any of these five things. Being a good customer is about more than paying your bill on time.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published