Features
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5 Times You Should Absolutely Not Do a Roth ConversionRoth conversions are useful in the right circumstances, but "always convert" is a dangerous motto. Here are five situations where a Roth is a deal-breaker.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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Why Leaving an Equal Inheritance to Your Children Could BackfireAlthough equal splits look fair on paper, they can ignore lifetime gifts, different needs, or hard-to-divide assets and leave siblings fighting long after you’re gone.
By Kathryn Pomroy
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7 Shoulder-Season Trips That Could Save You Money This FallSponsored
Travel Summer crowds are gone and peak winter travel hasn't arrived. These seven destinations could offer better value for a fall getaway.
By Choncé Maddox
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The Essential Pre-Retirement Portfolio ShiftBuilding a "war chest" of short-term Treasuries before you stop working can help protect your portfolio if there's a market downturn early on in your retirement.
By Kyle Hammerschmidt, Investment Adviser
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5 Investing Lessons Learned From BaseballWinning at baseball and building wealth require patience, sound judgment and discipline. Here are five ways the sport can show you how to be a better investor.
By Les Carter
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The Millionaire’s Guide to Estate Planning in 2026Estate planning for millionaires and high-net-worth families is a serious business. Set up your team, paperwork and tax plan to pass down wealth.
By Deborah Yao
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3 Questions to Inflation-Proof Your Retirement PlanRising prices don't have to derail your retirement. Ask yourself these three questions to ensure your savings and withdrawal strategy are inflation-proof.
By Donna Fuscaldo
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Projected 2027 IRMAA Brackets and Surcharges for Medicare Parts B and DWill you owe the Medicare IRMAA surcharge in 2027? Grab your 2025 tax return and check the projected brackets and surcharges for next year.
By Donna LeValley
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The Best Small-Cap ETFs to BuyETFs The best small-cap ETFs offer a contrarian way to potentially outperform the market over the long term.
By Tony Dong, MSc, CETF
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How Savvy Retirees Turn Second Homes Into Passive Income EnginesBuying a second home in retirement can be a pretty smart money move, especially if you’ve got a solid nest egg. Just make sure you weigh the pros and cons first.
By Kathryn Pomroy
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Will You Grow or Blow Your Family Legacy?Inheriting money or stocks is life-changing, but it comes with a big responsibility. Take our quiz to see if you're ready to invest your new windfall wisely.
By Karee Venema
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Big Retiree Tax Blunders: Including the Roth Conversion TrapYour 60s can be the most valuable decade in your life, but far too many people miss valuable tax planning opportunities that can lower their lifetime tax bills.
By Jeremy Keil, CFP®, CFA®, CKA®
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Cohabiting Later in Life: Managing Assets and Estate PlansFor couples starting a new chapter together, financial transparency and candid conversations help prevent conflict, protect assets and avoid costly surprises.
By Steph L. Wagner
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Warren Buffett Steps Down From Role as Chairman of Berkshire HathawayHis official title is now "chairman emeritus," but Warren Buffett will always be the "Oracle of Omaha."
By David Dittman
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Ask the Editor: What are Qualified Dividends and MoreAsk the Editor Our Kiplinger Tax Letter Editor answers readers' tax questions on investments, including one on the definition of qualified dividends.
By Joy Taylor
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New SBA Loan Rules 2026: What Could Sink Your LoanNew SBA loan rules make more capital available to small firms than ever, but owners need to demonstrate far more before they're approved. Here's what's changed.
By Christopher Cornella
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How Advisers Can Help Women Plan for RetirementFinancial advisers have a powerful opportunity to earn deeper trust and create longer relationships by embracing women's unique financial realities.
By Jammie Serrano
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Latest Inflation Data Drives Down 2027 Social Security COLA ForecastAs inflation persists, the 2027 Social Security COLA forecast has gone down from June's estimate of 3.8% to 3.6%.
By Donna LeValley
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The Best 3-Year CDs: Earn Up to 4.40%Savings Three-year CDs give you a flexible way to achieve midrange savings goals.
By Sean Jackson
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Maximize Your Savings: The Best Jumbo CD Rates to Lock In NowThese CDs can help you earn up to 4.45% effortlessly, with access back to your cash within a year on average.
By Sean Jackson
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Best High-Yield Savings Accounts — September 2026Kiplinger has found high-yield savings accounts offering rates up to 4.20%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Best No-Fee High-Yield Savings Rates: September 2026Skip the monthly fees and earn up to 4.20% APY with these high-yield savings accounts.
By Sean Jackson
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What Pet Insurance Does and Doesn’t CoverPet insurance can save you thousands on vet bills, but it doesn’t cover everything. Here are the key types of coverage and exclusions you need to know.
By Rachael Green
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7 Tax Breaks and Strategies Gen X May Often OverlookTax Breaks Gen X has had to adapt to a changing retirement landscape, with more responsibility for building their own financial future.
By Chrissy Paradis
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The Insurance Policies Your Executor Needs to Know AboutOne of the most overlooked pieces of an estate plan is insurance. But overlooking insurance can cause a bigger headache than you think.
By Rachael Green
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Why Unequal Caregiving Shatters Family InheritancesAn even split in your will could cause resentment among adult kids if caregiving hasn't been shared equally. How you can stop that from turning into a dispute.
By Pam Krueger
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Why You Might Want to Keep Your Mortgage in RetirementIf your interest rate is around 3%, keeping your loan could give you greater financial flexibility, tax perks, and peace of mind.
By Maurie Backman
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Why Social Media Estate Planning Advice Is RiskyEstate planning tips on social media don't always contain misinformation, but what worked for one family may end up causing yours a whole heap of trouble.
By Patrick M. Simasko, J.D.
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5 Stocks to Buy With an Inheritance to Help Build the Next InheritanceWith $124 trillion set to move in the Great Wealth Transfer, these wealth-building stocks can help you leave something behind for your kids in turn.
By Kyle Woodley
