Features
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Military Veterans Tax Benefits: What You Need to KnowTax Breaks Veterans may be eligible for certain federal and state tax benefits.
By Kelley R. Taylor
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Did I Miss My Chance to Do a Roth Conversion?This week's Wealth Wise advice column consults financial experts on managing Roth conversions in your 70s and beyond.
By Maurie Backman
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Cash Balance Plans & 401(k)s for Business OwnersMost business owners stop at a 401(k), but you have other valuable pre-tax options, including cash balance plans. Just be sure to act before December 31.
By Mitchell Monson, CEP®
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Could an Incentive Trust Help Your Child Find Their Way?An carefully structured incentive trust can encourage adult children to be more responsible by only distributing an inheritance when they reach specific goals.
By Klaus Gottlieb, Esq.
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The Only 5 Investment Funds You Really Need, According to Wall Street ExpertsWe asked Wall Street experts to name the five investment funds you really need.
By Simon Constable
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QQQ vs SPY: What $1,000 Invested 20 Years Ago Is Worth NowMega-cap tech and communications stocks deliver outsized rewards — and greater risk.
By Dan Burrows
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How to Use AI to Help Your Holiday ShoppingFrom saving money to picking the best gifts, tech can lend a hand this season — if you feed it the right information first.
By Beth Braverman
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As Rates Rise, Tapping Home Equity Gets TrickierWringing cash from your house can still make sense, but you need to take extra care to nab the best deal on a new loan.
By Kim Clark
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How Charitable Giving Can Be a Smart Financial MoveIf charitable giving is on your to-do list as year-end approaches, there are several ways you can maximize your impact while doing your own finances some good.
By Lawrence Sprung, CFP®, CEPA®
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3 Costly RMD Tax Mistakes to Avoid in Your 70sDon't stop tax planning when RMDs start. Making these common tax mistakes in your 70s can result in needlessly generous payments to the IRS.
By Jeremy Keil, CFP®, CFA®, CKA®
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2026 Tax Brackets and Marginal Federal Income Tax RatesIncome Tax Knowing your federal tax bracket is essential, as it determines your marginal income tax rate for the year.
By Kelley R. Taylor
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2 Sectors, 4 Stocks to Buy This NovemberBlack Friday. Cyber Monday. The midterm elections. We ignore them all when looking for the best stocks to buy this November.
By Kyle Woodley
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My First $1 Million: Retired Banking VP, 70, Bexley, Ohio"I enjoyed the journey. The challenge of selecting and making good investments kinda fed on itself over the years."
By Joyce Lamb
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What Happens When Social Security Thinks You're Dead?As many as 12,000 people a year are mistakenly declared dead by the SSA, stopping their Social Security and Medicare benefits cold. Here's what to do if it happens to you.
By Donna LeValley
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Is a Roth Conversion Worth It? Why Timing Is EverythingIf you're a high earner or have a large sum in pretax retirement accounts, learn how and when to use Roth conversions to minimize future taxes.
By Ariel Dangelo
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We've Saved $2 Million: Is That Enough to Retire at 65?Can you retire at 65 if you've saved $2 million? It all depends on the life you envision, and how much work your portfolio needs to do to support it.
By Jeremy Keil, CFP®, CFA®, CKA®
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10 Spooky Retirement Stats That Will Scare the Bejesus Out of YouThink you have retirement planning down to a science? Consider these scary statistics.
By Donna Fuscaldo
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The 15 Best Retirement Perks You're Missing Out OnRetiree-friendly goods and services are available at no cost — if you know where to look.
By Bob Niedt
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5 Patrick Stewart Quotes Retirees Can Live ByPatrick Stewart lived life to the fullest. Here are five lessons from the legendary actor on taking risks, finding purpose and cultivating community.
By Donna Fuscaldo
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5 ETFs to Buy for Rising Interest RatesInvestors spooked by the possibility of more Federal Reserve hawkishness may find refuge in these ETFs.
By Kyle Woodley
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10 Myths About Health Savings AccountsWhen you’re choosing a health plan for the year, one option may be a high-deductible plan that makes you eligible to contribute to a health savings account.
By Kimberly Lankford
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The Basics of Estate PlanningIf you have a will or trust, congratulations. But you’re not done with estate planning.
By Sandra Block
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The I-Bond Rate of 5.51% Is Mildly Attractive. Here's Why.Investing for Income The current I-bond rate is active through April 2027. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
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HSA Eligibility Changes: What to Know Before Open EnrollmentHSAs can be a useful tax-advantaged savings channel for business owners and the self-employed, and more people are eligible this year than ever.
By Brian Hutchin
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Starting Your Own RIA: 3 Pitfalls When Going IndependentIt's not easy to set up as an independent financial adviser. But it'll go more smoothly if you avoid these three common mistakes in the rush to get started.
By Alison Considine
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The Cost of Dying: Burial and Cremation Prices by StateAs traditional burials price out millions, cremation has become America's default. Here is where the money actually goes.
By Donna LeValley
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Ask the Tax Editor: Questions on Reverse Mortgages, 529 PlansAsk the Editor Kiplinger editor Joy Taylor answers readers' questions about reverse mortgages, 529 plans, pet insurance offered by an employer and other topics.
By Joy Taylor
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Gen X Rethinks Retirement (Thanks, Great Wealth Transfer!)Gen Xers don't want to stay in careers that no longer align with their goals or how they want to live. The Great Wealth Transfer gives them financial options.
By Bennett Pardue, CFP®, CDFA®, Investment Adviser Representative
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When to Give Notice for Retirement: Best Timing & PitfallsSponsored by Jackson National
A long retirement notice can make things easier for your employer, but harder for you. Here's how to make your final stretch fair but not funereal.
By Jacob Schroeder
