retirement

Long-Term Care: Other Coverage You May Want to Consider
Long-Term Care Insurance

Long-Term Care: Other Coverage You May Want to Consider

A third of applicants are rejected from buying long-term care insurance. Here are some smart alternatives.
June 7, 2022
How Amy Schumer’s Openness on Trichotillomania Made Me Inject Purpose into My Estate Plan
estate planning

How Amy Schumer’s Openness on Trichotillomania Made Me Inject Purpose into My Estate Plan

If a charity holds a special place in your heart, here are three practical ways you can support it through your estate plan.
June 7, 2022
Get Free Over-the-Counter COVID Tests Through Medicare
Medicare

Get Free Over-the-Counter COVID Tests Through Medicare

Beneficiaries can get up to eight tests a month through both original Medicare and Advantage plans.
June 6, 2022
Beneficiary Designations: 5 Critical Mistakes to Avoid
retirement

Beneficiary Designations: 5 Critical Mistakes to Avoid

You may be surprised at how easy it is to make an expensive mistake with your beneficiary designations. Here's how to help avoid the five most common …
June 6, 2022
Avoid These 3 Retirement Income Mistakes
retirement planning

Avoid These 3 Retirement Income Mistakes

Bonds, bond funds, immediate and variable annuities may not be the best vehicles for generating retirement income. Instead, consider this alternative.
June 6, 2022
20 Dividend Stocks to Fund 20 Years of Retirement
dividend stocks

20 Dividend Stocks to Fund 20 Years of Retirement

Each of these high-quality dividend stocks boast attractive yields, and you can expect them to grow their payouts even more. That's a powerful 1-2 com…
June 3, 2022
Which Accounts Should Younger Retirees Tap First? Not IRAs!
retirement planning

Which Accounts Should Younger Retirees Tap First? Not IRAs!

Many retirees pull money from the wrong accounts and in the wrong sequence to generate income. To maximize your savings, especially if you’re younger …
June 3, 2022
Long-Term Care Insurance Premiums Rising, Benefits Shrinking
Long-Term Care Insurance

Long-Term Care Insurance Premiums Rising, Benefits Shrinking

There's a 70% chance you'll need some type of long-term care. Getting the right insurance is more complex these days. Here's some guidance.
June 2, 2022
IRAs and 401(k)s Are Nice Now, But Will RMDs Hamper Your Retirement?
Roth IRAs

IRAs and 401(k)s Are Nice Now, But Will RMDs Hamper Your Retirement?

We’ve got four years left until tax rates are set to revert to higher levels, so workers may want to shift their thinking away from 401(k)s and tradit…
June 2, 2022
How Does Working Longer Affect Your Social Security Benefits?
social security

How Does Working Longer Affect Your Social Security Benefits?

You probably know you’ll get bigger payments if you stick with your job and wait to claim. But there’s more to it.
May 30, 2022
Rising Health Care Costs and the Impact on Soon-to-Be Retirees
retirement planning

Rising Health Care Costs and the Impact on Soon-to-Be Retirees

The time to plan for your health care in retirement is years before you actually retire.
May 29, 2022
Are You Ready for Retirement? 5 Things You Should Think About First
retirement

Are You Ready for Retirement? 5 Things You Should Think About First

You’ve had a countdown clock running in your head for years, but unless you’ve planned for these five realities, you may not be ready to retire.
May 28, 2022
4 Keys to Planning Your Hard-Earned Retirement Income Distributions
retirement planning

4 Keys to Planning Your Hard-Earned Retirement Income Distributions

The fear of running out of money in retirement is understandable. When you have a well-thought-out retirement income plan, you can quit worrying.
May 27, 2022
Short-Term Insurance Plans' Good, Bad and Ugly
retirement

Short-Term Insurance Plans' Good, Bad and Ugly

You'll need a clear-eyed analysis to gauge the value of short-term care insurance plans and if they're right for you.
May 26, 2022
Don’t Want to Leave Money to Your Kids? You’ll Probably Change Your Mind.
estate planning

Don’t Want to Leave Money to Your Kids? You’ll Probably Change Your Mind.

How much is too much to leave your children? You may be surprised.
May 26, 2022
12 Cheapest Small Towns in America 2022
real estate

12 Cheapest Small Towns in America 2022

Affordable small towns might not be for everyone, but their charms put them among the best places to live for plenty of folks.
May 25, 2022
2022's Best Mutual Funds in 401(k) Retirement Plans
mutual funds

2022's Best Mutual Funds in 401(k) Retirement Plans

A key to smart retirement saving: spreading your portfolio across a few of the best mutual funds in your 401(k) plan. Here are the 29 top options avai…
May 24, 2022
Buying Annuities in Your 401(k)
Financial Planning

Buying Annuities in Your 401(k)

More plans are offering annuities that could provide income in retirement. Here’s what you need to know.
May 24, 2022
How to Find the Perfect Balance Between Spending and Saving
retirement

How to Find the Perfect Balance Between Spending and Saving

It's the key to being able to enjoy life now AND in the future. It's also the basis for a successful retirement plan, and it all starts with setting y…
May 24, 2022
Education is Key: 3 Financial Lessons for Retirees Nearing Retirement
retirement planning

Education is Key: 3 Financial Lessons for Retirees Nearing Retirement

When it comes to retirement planning, educating yourself can keep you from making big mistakes. Here are three key lessons that everyone preparing for…
May 24, 2022
Retirement Income Shouldn’t Depend on the Market; It Should Depend on Math
retirement planning

Retirement Income Shouldn’t Depend on the Market; It Should Depend on Math

The math isn’t as tough as you might think. It all starts with dividing your assets into three different buckets.
May 23, 2022
Don’t Move to Another State Just to Reduce Your Taxes
retirement

Don’t Move to Another State Just to Reduce Your Taxes

If you’re retired or near retirement, maybe a smarter plan for retirement income will allow you to stay put. Yes, your state income tax rate may be hi…
May 21, 2022
401(k) Contribution Limits for 2022
401(k)s

401(k) Contribution Limits for 2022

Workers saving for retirement have a reason to rejoice over the 401(k) contribution limits for 2022.
May 20, 2022
11 Best Things to Keep in a Safe Deposit Box
home

11 Best Things to Keep in a Safe Deposit Box

These valuables and documents, along with some items you hold dear, should be stored securely at your bank.
May 18, 2022
Things You’ll Regret Keeping in a Safe Deposit Box
savings

Things You’ll Regret Keeping in a Safe Deposit Box

Locking up certain important documents and valuables in a bank vault could turn into a headache for you or your heirs.
May 18, 2022
Should You Consider a Roth Conversion While the Market is Down?
Roth IRA Conversions

Should You Consider a Roth Conversion While the Market is Down?

Investors who are hurting right now as the stock market takes a hit may want to console themselves with a possible tax bargain created by a Roth conve…
May 16, 2022