retirement

Why looking to alternatives to bonds makes sense right now.

There were a lot of tax changes for the 2020 tax year. Get familiar with them now – before you file your 2020 tax return.

Being prepared is going to feel great, you’ll see. As you work your way down the list, make sure you communicate your decisions with your loved ones.

Charitable remainder trusts give you more options and more control on how your heirs inherit now that the “stretch” IRA is a thing of the past.

The 401(k) contribution limit stayed the same for 2021. But workers 50 and older can save an extra amount for retirement.

You’ve got to think these things through and make sure all your bases are covered before you can finally call it quits and retire.

Pre-retirement steps include reviewing what you expect to pay in taxes and how you will cover health care costs once you stop working.

Deferred income annuities are good for your long-term retirement health, but most people still don’t seem to crave them. But if you want to quit worry…

Retirees wanting to take a cruise should plan for additional safety measures, such as temperature checks and wearing a mask in public areas.

The route you were planning may not work in today’s retirement reality. Here’s how to prepare for some detours.

For retirees struggling with depression, a psychologist who specializes in older adults might be the right path toward recovery.

Saving in your deferred compensation plan sounds like a great idea … until you get to the tax bill when it’s time to make your withdrawals. Considerin…

A traditional IRA can be a powerful retirement-savings tool but you need to understand contribution limits, RMDs, rules for beneficiaries under the SE…

The key to building wealth long-term is buying high-quality, low-cost mutual funds run by seasoned stock pickers. Here are our favorites: The Kiplinge…

There are no pay stubs in retirement and no accounting departments to answer your questions. Once you retire, you need to be prepared to generate inco…

Social Security is headed for a shortfall. But sooner or later, lawmakers will act to preserve your benefits.

Scams targeting the elderly are frequent. Here are some expert ways to build your protection from scammers.

It’s a top worry for people nearing retirement: the fear of running out of money. By preparing for retirement with an income plan, you can feel confid…

With a retirement income plan that focuses on the allocation of income, and delivers lower fees and taxes, you can increase your income with less risk…

In this episode of Your Money's Worth, senior tax editor Rocky Mengle talks about the latest update of the Kiplinger Retiree Tax Map. Will states with…

Retirees can save a lot of money in these states that completely exempt the most common types of retirement income – 401(k)s, IRAs and pensions – from…

You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…

Federal estate taxes are no longer a problem for all but the extremely wealthy, but several states have their own estate taxes and inheritance taxes t…

When it comes to state and local taxes, retirees in these states are likely to pay more than retirees in other states.

If you want your retirement savings to last longer, consider moving to one of these states that impose the lowest taxes on retirees.

After a wild 2020, many of us are ready for a fresh start in the new year.