retirement

Should You Rent or Buy Your Next Home in Retirement?
mortgages

Should You Rent or Buy Your Next Home in Retirement?

If you’re thinking about renting your next home instead of buying, consider the pros and cons of the decision.
May 27, 2021
Yes, You Can Have Too Much Cash
Financial Planning

Yes, You Can Have Too Much Cash

A sizable hoard is comforting but could crimp long-term portfolio gains.
May 27, 2021
How to Offset Lower Social Security Benefits When a Spouse Dies
annuities

How to Offset Lower Social Security Benefits When a Spouse Dies

When one spouse dies, the other may see a big chunk of their Social Security income disappear. Joint annuities could help fill that gap.
May 27, 2021
Long-Term Care Insurance – To Buy or Not to Buy?
long term care insurance

Long-Term Care Insurance – To Buy or Not to Buy?

Should you buy long-term care insurance or save up to self-insure? There are many trade-offs to consider. And, surprise: It doesn’t have to be one or …
May 27, 2021
Retirement Planning Checklist
Financial Planning

Retirement Planning Checklist

Whether the day you stop working is a decade away or around the corner, these to-do items will help you retire on your own terms.
May 26, 2021
13 States That Tax Social Security Benefits
social security

13 States That Tax Social Security Benefits

You may have dreamed of a tax-free retirement, but if you live in these 13 states, your Social Security benefits are subject to a state tax. That's on…
May 26, 2021
The 10 Least Tax-Friendly States for Military Retirees
retirement

The 10 Least Tax-Friendly States for Military Retirees

Unfortunately, some states aren't very generous when it comes to helping retired veterans at tax time.
May 26, 2021
Can't Sleep at Night? Consider Getting Checked Out By a Doctor
health insurance

Can't Sleep at Night? Consider Getting Checked Out By a Doctor

Older adults are more likely to suffer from sleep disorders, such as insomnia and sleep apnea. Left untreated these conditions can have dire consequen…
May 26, 2021
Living a Life of Purpose after Retirement: 3 Action Steps to Take
happy retirement

Living a Life of Purpose after Retirement: 3 Action Steps to Take

When someone asks about what you do, the answer shouldn’t be, “I’m retired.” There is more to the second half of your life … a lot more.
May 26, 2021
As America Ages, Hard Questions Loom
Economic Forecasts

As America Ages, Hard Questions Loom

Census data show a decline in younger workers. That puts more pressure on Social Security and other programs that support seniors.
May 24, 2021
You Can Keep Some Assets While Qualifying for Medicaid. Here's How
Long-Term Care Insurance

You Can Keep Some Assets While Qualifying for Medicaid. Here's How

There are some tools you can use to avoid spending down all of your assets, and potentially impoverishing a spouse, while still meeting the qualificat…
May 24, 2021
The Dimensions of Wealth: Influencing Your Financial Path
retirement

The Dimensions of Wealth: Influencing Your Financial Path

Generalized financial advice and rules of thumb aren’t good enough. Unless your financial plan takes into account all of the special things that make …
May 23, 2021
Inflation Wants to Eat Your Savings, but You Can Beat It Back
retirement

Inflation Wants to Eat Your Savings, but You Can Beat It Back

The latest figures show inflation is on the rise. Here’s how it can munch your money, whether it’s in a low-earning bank account or ultra-safe G Fund …
May 22, 2021
Annuities: 10 Things You Must Know
annuities

Annuities: 10 Things You Must Know

Not all annuities are alike, and some may not be appropriate for you. How much do you know about these investment products?
May 21, 2021
8 Money-Smart Ways to Spend Your Tax Refund
Tax Breaks

8 Money-Smart Ways to Spend Your Tax Refund

Since this year's tax deadline was pushed back to May 17, many people just recently filed their tax return. That means there are a lot of tax refunds …
May 21, 2021
How the Senior Safe Act Protects Your Finances
Scams

How the Senior Safe Act Protects Your Finances

The law encourages employees of financial services firms to report cases of suspected elder financial abuse, hopefully leading to more prosecutions of…
May 21, 2021
10 Ways to Talk to Your Aging Parents About Their Finances
Caregiving

10 Ways to Talk to Your Aging Parents About Their Finances

There's a good chance that many adult children will have to get involved with their parents' financial lives as they age.
May 21, 2021
Planning for Retirement Assets in Your Estate Plan
retirement planning

Planning for Retirement Assets in Your Estate Plan

To be tax efficient, which types of assets should you live off of in retirement, and which should you plan on passing down? There’s a bit of art to th…
May 21, 2021
SECURE Act 2.0: 10 Ways the Proposed Law Could Change Retirement Savings
retirement plans

SECURE Act 2.0: 10 Ways the Proposed Law Could Change Retirement Savings

If passed, the Securing a Strong Retirement Act would automatically enroll some workers in retirement plans and raise the mandatory age for RMDs.
May 19, 2021
10 Best Financial Benefits for Military Families
savings

10 Best Financial Benefits for Military Families

Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
May 19, 2021
5 Signs You Should Fire Your Financial Adviser
retirement planning

5 Signs You Should Fire Your Financial Adviser

A strong relationship with a financial adviser you trust matters more the closer you get to retirement. Here are some of the reasons it may be time fo…
May 19, 2021
Today is the Last Day to Fund Your IRA and Cut Your Taxes
Tax Breaks

Today is the Last Day to Fund Your IRA and Cut Your Taxes

Although you need to act quickly, you still have a few hours to make a 2020 IRA contribution and lower your tax bill.
May 17, 2021
Contributing to Your HSA Today Could Lower Your Tax Bill
Tax Breaks

Contributing to Your HSA Today Could Lower Your Tax Bill

If you haven't already contributed the full amount to your HSA for 2020, you have a few more hours to do so and potentially reduce your tax bill at th…
May 17, 2021
9 Tax Deadlines for May 17 (Today Isn't Just the Due Date for Your Tax Return)
tax deadline

9 Tax Deadlines for May 17 (Today Isn't Just the Due Date for Your Tax Return)

Between due dates for extension requests, IRA or HSA contributions, and other deadlines, there's more to do by today's tax deadline than just filing y…
May 17, 2021
Yes, You Can Collect Social Security from an Ex-Spouse: Here’s How
social security

Yes, You Can Collect Social Security from an Ex-Spouse: Here’s How

It’s always smart to maximize your Social Security benefits, and if you are divorced, one way to do that might be to take them based on your ex’s earn…
May 13, 2021
Updated Exclusive Social Security Benefits Forecast: COLA Likely to Jump to 4.5% in 2022
Economic Forecasts

Updated Exclusive Social Security Benefits Forecast: COLA Likely to Jump to 4.5% in 2022

This would be the largest cost-of-living adjustment for Social Security benefits since 2008.
May 12, 2021