What Are Credit Card Hacks and Do They Work?

Using credit card hacks can help you maximize rewards earnings and save money.

A debit card balanced on the edge of a shelf
(Image credit: Getty Images)

While many of the best rewards credit cards come with excellent perks, for some, they're not enough. Some card users utilize “credit card hacks” in order to get maximum value out of their credit cards. They use tips and tricks to earn as many points, miles and rewards as possible, as well as to take advantage of a variety of valuable benefits. 

However, while these “hacks” can be helpful, they can also backfire. Here’s what to know about credit card hacks and if they work. 

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Erin Bendig
Personal Finance Writer

Erin pairs personal experience with research and is passionate about sharing personal finance advice with others. Previously, she was a freelancer focusing on the credit card side of finance, but has branched out since then to cover other aspects of personal finance. Erin is well-versed in traditional media with reporting, interviewing and research, as well as using graphic design and video and audio storytelling to share with her readers.

With contributions from