Can You Use a Credit Card on Venmo?

Here’s what you need to know about using a credit card on Venmo.

Illustration of hands holding smartphones with online banking payment apps.
(Image credit: Getty Images)

With Venmo, you can link payments to your favorite rewards credit card, but it may not be worth it. Like other peer-to-peer (P2P) payment apps, Venmo makes sending money to family, friends or businesses convenient, quick and secure. Whether you're paying back your share of last night's dinner bill or sending money to a friend on their birthday, "venmoing" someone lets you easily transfer cash from your bank account to theirs. 

When setting up an account with Venmo, you’ll link and verify a bank account from which your digital payments will be sent. But what if you don’t want funds to be drawn from your checking or savings account? Here’s what you need to know about using a credit card with Venmo.  

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Erin Bendig
Personal Finance Writer

Erin pairs personal experience with research and is passionate about sharing personal finance advice with others. Previously, she was a freelancer focusing on the credit card side of finance, but has branched out since then to cover other aspects of personal finance. Erin is well-versed in traditional media with reporting, interviewing and research, as well as using graphic design and video and audio storytelling to share with her readers.