Eight Reasons Why Your Home Insurance Costs Are Surging

Home insurance costs are skyrocketing, with specific factors driving the surge. Here's how to whittle down your premium.

Home insurance costs are rising as a builder And client Inspect roof damage.
(Image credit: Getty Images)

It's no secret that home insurance costs are rising, in large part due to increased claims from floods or other natural disasters. Prices are also increasing due to industry consolidation and disruption as insurance companies exit whole markets. You'll need to check your policy more frequently to ensure you get a good deal and enough coverage. 

Home insurance costs on the rise

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Daniel Bortz
Contributing Writer, Kiplinger's Personal Finance

Daniel Bortz is a freelance writer based in Arlington, Va. His work has been published by The New York Times, The Washington Post, Consumer Reports, Newsweek, and Money magazine, among others.