How to Use a Credit Card: Expert Tips to Save You Time and Money

Knowing how to use a credit card efficiently can maximize your card's value.

Person paying with a credit card using a credit card terminal
(Image credit: Getty Images)

Have you ever wondered how to use a credit card to maximize efficiency? Sure, using a credit card can be simple, but with so many rewards credit cards on the market, it’s important to know how to get the most value out of your card. 

Here are some expert tips to save you time and money when using a credit card. 

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Erin Bendig
Personal Finance Writer

Erin pairs personal experience with research and is passionate about sharing personal finance advice with others. Previously, she was a freelancer focusing on the credit card side of finance, but has branched out since then to cover other aspects of personal finance. Erin is well-versed in traditional media with reporting, interviewing and research, as well as using graphic design and video and audio storytelling to share with her readers.